Perry County property record for 124 E Main St, Somerset, OH 43783
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,800 sqft · built 1901 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Dec 2020) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-000016.0000 |
| Primary APN | 32-000016.0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 472 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 376 sqft |
| Deck Area | 160 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 E MAIN ST |
|---|---|
| City | SOMERSET |
| State | OH |
| Zip | 43783-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT WHOLELOT 66 SEC 00 |
| Legal Subdivision | EAST MAIN STREET |
| Legal Lot Number | 66 |
| Jurisdiction | PERRY OH |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 965902 |
Source: Perry County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jul 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE PARK NATIONAL BANK |
| Jul 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 20, 2006 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 2, 2009 | Deed of Trust, Mortgage · Conventional Mortgage THE PARK NATIONAL BANK |
| Jun 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 17, 2008 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 16, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20205618 |
| Deed Book / Page | 471 / 2538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | PATRIOT TITLE AGENCY INC, PATRIOT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 00445/1804 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 445/1804 |
| Instrument | 201800002705 |
| Name | THE PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Document Number | 00492/2001 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 492/2001 |
| Instrument | 202200003261 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00334/2461 |
|---|---|
| Date | Jul 20, 2006 |
| Book Page | 0334/2461 |
| Instrument | 200600004031 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43228 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 10, 2011 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | PARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 00364/1004 |
|---|---|
| Date | Oct 2, 2009 |
| Book Page | 0364/1004 |
| Instrument | 200900003964 |
| Name | THE PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Document Number | 000511/862 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 511/862 |
| Instrument | 202400002154 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Document Number | 0000519/96 |
|---|---|
| Date | Apr 3, 2025 |
| Book Page | 519/96 |
| Instrument | 202500001149 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00515/2365 |
|---|---|
| Date | Dec 2, 2024 |
| Book Page | 515/2365 |
| Instrument | 202400004429 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00357/0027 |
|---|---|
| Date | Oct 17, 2008 |
| Book Page | 0357/0027 |
| Instrument | 200800004703 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERRY OH |
| Recording Date | Dec 16, 2020 |
| Property Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Document Number | 00471/2538 |
| Book / Page | 471 / 2538 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 202000005618 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | NVR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 124 E MAIN ST, SOMERSET, OH 43783-9444 |
| Document Number | 202000005619 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 202000005619 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Perry County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Perry County |
| County Subdivision | Reading Township |
| Municipality | Somerset Village |
| Unified School District | Northern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,954.00 Homeowner's exemption | $69,700 (-) Land $5,340 Building $64,360 | |
| 2024 | $2,954.00 (-5.17%) Homeowner's exemption | $69,700 (-) Land $5,340 Building $64,360 | |
| 2023 | $3,115.00 (+25.71%) Homeowner's exemption | $69,700 (+58.63%) Land $5,340 Building $64,360 | $199,130 (+58.63%) Land $15,250 Building $183,880 |
| 2022 | $2,478.00 Homeowner's exemption | $43,940 Land $4,030 Building $39,910 | |
| 2020 | $125,530 Land $11,510 Building $114,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SOMERSET serves 1,490 people · EPA ID OH6401111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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