Washington County property record for 124 E Main St, Sharpsburg, MD 21782
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,764 sqft · built 1860 |
| Lot Size | 0.246 acres (10,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jun 2014) |
| Tax Bill | $1,757 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-008811 |
| Primary APN | 01-008811 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,764 sqft Total Area |
| Basement Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,712 sqft (0.246 acres) |
| Lot Dimensions | 206 ft deep x 52 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 008811 |
|---|---|
| Street Address | 124 E MAIN ST |
| City | SHARPSBURG |
| State | MD |
| Zip | 21782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | PT LOT 4 52X206 124/126 MAIN ST |
| Legal Subdivision | SHARPSBURG |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 1, SHARPSBURG |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 11600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sharpsburg Historic District listed 2008 · 515 contributing resources · NRIS 08001218 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 E Main St is owned and occupied by two individuals who bought it in June 2014.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 484, SHARPSBURG, MD 21782-0484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2014 · Amount on File |
| Deed Sale | Jun 3, 2014 · Amount on File |
| Prior Sale | May 14, 2002 · Amount on File |
| Deed Book / Page | 4768 / 80 |
| Prior Transfer Date | May 5, 1986 |
| Prior Transfer Doc | 0808001016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 124 E MAIN ST, SHARPSBURG, MD 21782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056490032 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 5649/0032 |
| Instrument | 5649-0032 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 124 E MAIN ST, SHARPSBURG, MD 21782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0099990378 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 9999/378 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 124 E Main St was $1,757 with a homeowner's exemption, up 5.8% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Sharpsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,757.00 (+5.78%) Homeowner's exemption | $357,800 (+10.02%) Land $47,700 Building $310,100 | $357,800 (-) Land $47,700 Building $310,100 |
| 2025 | $1,661.00 Homeowner's exemption | $325,200 | $357,800 Land $47,700 Building $310,100 |
| 2023 | $1,493.00 Homeowner's exemption | $260,000 Land $47,700 Building $212,300 | $260,000 Land $47,700 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SHARPSBURG serves 1,360 people · EPA ID MD0210017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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