124 E Main St, Princeton, KY 42445 Property Records

Caldwell County property record for 124 E Main St, Princeton, KY 42445

Property Summary

Property TypeCommercial
Details5,976 sqft
Lot Size0.055 acres (2,421 sqft)
OwnerIndividual Name on File
Tax Bill$487 (2025)
Deeds & MortgagesMar 2007 Mortgage
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN136047-001

Property Details

APN / Parcel Number

Primary APN136047-001
Alternative APNs
  • P5-49-11
  • 10656001

Interior

Stories2 Stories
Building Area5,976 sqft Total Area

Exterior

Exterior MaterialBrick
Roof MaterialTar & Gravel
Lot Area2,421 sqft (0.055 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address124 E MAIN ST
CityPRINCETON
StateKY
Zip42445-1646
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBLDG & LOT 124 EAST MAIN STREET
Legal Lot Number124
JurisdictionCALDWELL KY
Township / Civil DivisionPRINCETON
Census Block Group3
Census Block3012
Census Tract920301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Princeton Downtown Commercial District
listed 1988 · 43 contributing resources · NRIS 88001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Caldwell County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 183, RIDGETOP, TN 37152-0183
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2007Deed of Trust, Mortgage · FmHA Mortgage
FARMERS BANK & TRUST CO
Apr 30, 2024Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL KY
Property Address124 E MAIN ST, PRINCETON, KY 42445-1646
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000236/374
DateMar 21, 2007
Book Page236/374
Lender
NameFARMERS BANK & TRUST CO
AddressPRINCETON, KY 42445
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Term60 Months
DueMar 20, 2012

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCALDWELL KY
Recording DateApr 30, 2024
Property Address124 E MAIN ST, PRINCETON, KY 42445-1646
Document Number000349/403
Book / Page349 / 403
Instrument DateApr 9, 2024
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 DOGWOOD LN, PRINCETON, KY 42445-2321

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 183, RIDGETOP, TN 37152-0183

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCaldwell County
MunicipalityPrinceton City
Unified School DistrictCaldwell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$487.00 (+26.49%)$50,000 (+28.21%)$50,000 (+28.21%)
2023$385.00$39,000$39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCETON WATER & SEWER COMMISSION
private · serves 7,007 people · EPA ID KY0170360
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Princeton Electric, Verizon.

Nearby Properties on E Main St

Nearby Streets

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