124 E Main St, North Adams, MI 49262 Property Records

Hillsdale County property record for 124 E Main St, North Adams, MI 49262

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Aug 2003)
Tax Bill	$833 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-045-001-327`

Property Details

APN / Parcel Number

Primary APN	`08-045-001-327`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	432 sqft

Exterior

Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	231 ft deep x 53.6 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 E MAIN ST
City	NORTH ADAMS
State	MI
Zip	49262-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR LOT 86, TH N 231.5 FT, TH W 53.63 FT, TH S 231.5 FT, TH E 53.63 FT TO POB SEC 3 T6S R2W VILLAGE OF NORTH ADAMS
Legal Range	02W
Legal Township	06S
Legal Section	03
Legal Subdivision	VILLAGE OF NORTH ADAMS
Legal Lot Number	86
Jurisdiction	HILLSDALE MI
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1012
Census Tract	50600

Owner

Source: Hillsdale County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 WHITNEY ESTATES BLVD, HILLSDALE, MI 49242-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2003 · Amount on Record
Deed Sale	Aug 18, 2003 · Amount on Record
Prior Sale	Jun 1, 2001 · Amount on Record
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 24, 2026
Property Address	124 E MAIN ST, NORTH ADAMS, MI 49262-9817
Document Number	0000625370
Book / Page	1929 / 425
Instrument Date	Aug 12, 2026
Instrument	2026625370
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	124 E MAIN ST, NORTH ADAMS, MI 49262-9817
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E MAIN ST, NORTH ADAMS, MI 49262-9817

Mortgage

Document Number	00001905/1
Date	Oct 1, 2025
Book Page	1905/1

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	124 E MAIN ST, NORTH ADAMS, MI 49262-9757
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1703/0343
Date	Sep 24, 2018
Book Page	1703/0343

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Adams Township
Municipality	North Adams Village
Unified School District	North Adams-Jerome Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,400 (+38.17%)	$102,369 (+38.55%) Land $6,343 Building $96,026
2025	$833.00 (+16.34%)
2023		$37,200	$73,887 Land $5,363 Building $68,524
2021	$716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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