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124 E Main St, Middletown, MD 21769 Property Records

Frederick County property record for 124 E Main St, Middletown, MD 21769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage2,474 sqft Living Area
Lot Size14,169 sqft (0.325 acres)
Garage550 sqft
OccupancyOwner Occupied
Last Sale$585,000 (2026)
Tax Bill$6,159.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-128598
Alternative APNs
  • 3128598
  • 128598

Interior

Full Baths2 Baths
Building Area2,474 sqft Living Area
Gross Area2,558 sqft Gross Area
1st Floor1,237 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area14,169 sqft (0.325 acres)
Depth X Width290 ft x 51 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area550 sqft Garage
Deck Area288 sqft Deck
PorchEnclosed Porch
Porch Area234 sqft Porch

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage

Location & Zoning

Account Number128598
Street Address124 E MAIN ST
CityMIDDLETOWN
StateMD
Zip21769-7931
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 51 X 290 124 E. MAIN ST. MIDDLETOWN
Legal SubdivisionMIDDLETOWN
Legal Lot Number124
JurisdictionFREDERICK MD
Minor Civil Division3, MIDDLETOWN
Census Blockgroup4
Census Block4005
Census Tract752601

Owner

Source: Frederick County records · APN 03-128598

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address124 E MAIN ST, MIDDLETOWN, MD 21769-7931
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed, Transfer · Veterans Administration Mortgage
MORTGAGE CENTER LLC
Apr 04, 2019Grant Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleApr 04, 2019 · Amount on Record
Deed Doc Number2026
Deed Book / Page17999 / 25
Transfer Doc0052150661
Record RefreshedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 11, 2026
Property Address124 E MAIN ST, MIDDLETOWN, MD 21769-7931
Document Number1799000025
Book / Page17999 / 25
Instrument DateJul 24, 2026
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590,850.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 E MAIN ST, MIDDLETOWN, MD 21769-7931

Mortgage

Document Number1799000033,
DateAug 11, 2026
Book Page17999/33
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 04, 2019
Property Address124 E MAIN ST, MIDDLETOWN, MD 21769-7931
Document Number0129050286
Book / Page012905 / 000286
Instrument DateMar 22, 2019
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyBAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$411.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address124 E MAIN ST MIDDLETOWN MD 217697931, MIDDLETOWN, MD 21769-7931

Mortgage

Document Number129050295
DateApr 04, 2019
Book Page012905/000295
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityMiddletown Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$515,100 (+9.9%) Land $106,900 Building $408,200$515,100 (-) Land $106,900 Building $408,200
2025$6,159.00 (+6.46%) Homeowner's exemption$468,700 (+24.69%)$515,100 (+37.03%) Land $106,900 Building $408,200
2024$5,785.00 (+7.83%)
2023$5,365.00 Homeowner's exemption$375,900 Land $88,300 Building $287,600$375,900 Land $88,300 Building $287,600

Flood & Wildfire

124 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Middletown Historic District
listed 2003 · 346 contributing resources · NRIS 03001334
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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