124 E Madison St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 124 E Madison St, Cannon Beach, OR 97110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,241 sqft · built 1973
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$799,000 (Oct 2020)
Tax Bill$4,508 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN51030AA11100

Property Details

APN / Parcel Number

Primary APN51030AA11100
Alternative APN
  • 5931

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,241 sqft Living Area
1st Floor Area1,241 sqft
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2009
Exterior MaterialShingles
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)

Exterior Amenities

PorchCovered Porch
Porch Area39 sqft
Deck Area16 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area39 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5931
Street Address124 E MADISON ST
CityCANNON BEACH
StateOR
Zip97110-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionELK CREEK PARK LT 11 BLK 5
Legal Range10
Legal Township05
Legal Section30
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionELK CREEK
Legal Block5
Legal Lot Number11
JurisdictionCLATSOP OR
Township / Civil DivisionSEASIDE
Census Block Group3
Census Block3071
Census Tract951100

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1540 25TH AVE NE, ISSAQUAH, WA 98029-2623
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BANK
Dec 19, 2019Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Feb 28, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Document Number202008732
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateOct 9, 2020
Property Address124 E MADISON ST, CANNON BEACH, OR 97110-3116
Document Number0000008732
Instrument DateOct 7, 2020
Instrument202008732
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyTICOR TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1540 25TH AVE NE, ISSAQUAH, WA 98029-2623

Mortgage

Document Number0000008733
DateOct 9, 2020
Instrument202008733
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address124 E MADISON ST, CANNON BEACH, OR 97110-3116
Document Number0000009883
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address124 E MADISON ST CANNON BEACH OR 971103116, CANNON BEACH, OR 97110-3116

Mortgage

Document Number0000009883
DateDec 24, 2019
Instrument9883
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 23, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateFeb 28, 2019
Property Address124 E MADISON ST, CANNON BEACH, OR 97110-3116
Document Number0000001245
Instrument DateFeb 20, 2019
Instrument1245
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 1381 CANNON BEACH OR 971101381, CANNON BEACH, OR 97110-1381

Mortgage

Document Number1247
DateFeb 28, 2019
Instrument1247
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2049

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityCannon Beach City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,508.00 (+12.08%)$363,322 (+6.09%)$477,621 (-49.53%) Building $477,621
2023$4,022.00 (+2.65%)$342,468 (+3%)$946,306 (+7.02%) Land $495,341 Building $450,965
2022$3,918.00$332,494$884,199 Land $430,730 Building $453,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies174 units insured
incl. 33 condo units
Nearby Flood Claims17 (1981–2024)
Claims Outside the SFHA3 of 17
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims
  • Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANNON BEACH
serves 1,710 people · EPA ID OR4100164
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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