124 E Last St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 124 E Last St, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,503 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Nov 2025)
Tax Bill	$139 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-32-478-010`

Property Details

APN / Parcel Number

Primary APN	`07-32-478-010`

Exterior

Lot Area	7,503 sqft (0.172 acres)

Location & Zoning

Street Address	124 E LAST ST
City	MOUNT VERNON
State	IL
Zip	62864-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRATTAN'S, CHANCEY L 2ND SUB W1/2 LOT 2
Legal Subdivision	STRATTAN'S, CHANCEY L 2ND SUB
Legal Lot Number	2
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2020
Census Tract	51100

Owner

Source: Jefferson County records · APN 07-32-478-010

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 E LAST ST, MOUNT VERNON, IL 62864-5531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	20254076
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Nov 20, 2025
Property Address	124 E LAST ST, MOUNT VERNON, IL 62864-5531
Document Number	0202504076
Instrument Date	Nov 19, 2025
Instrument	202504076
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202504077
Date	Nov 20, 2025
Instrument	202504077

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,223 (+187.93%) Land $1,448 Building $19,775	$63,669 (+187.93%) Land $4,344 Building $59,325
2024	$139.00 (-2.8%) Homeowner's exemption	$7,371 (+23.49%) Land $1,341 Building $6,030	$22,113 (+23.49%) Land $4,023 Building $18,090
2023	$143.00
2022		$5,969 Land $1,086 Building $4,883	$17,907 Land $3,258 Building $14,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (17081C), as of September 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170810511002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0810300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT VERNON serves 15,793 people
Water Source	Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.