Blount County property record for 124 E Franklin St, Alcoa, TN 37701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 852 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,920 (Jun 2007) |
| Tax Bill | $972 (2022) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005036M B 00600 |
| Primary APN | 005036M B 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 E FRANKLIN ST |
|---|---|
| City | ALCOA |
| State | TN |
| Zip | 37701-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | SOUTH HALL SD 35 124 |
| Legal Subdivision | SOUTH HALL |
| Legal Block | 35 |
| Legal Lot Number | 124 |
| Jurisdiction | BLOUNT TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10100 |
Source: Blount County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2007 · Amount on Record |
| Deed Sale | Jun 15, 2007 · Amount on Record |
| Prior Sale | Oct 22, 1996 · Amount on Record |
| Deed Book / Page | 2161 / 1340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Oct 12, 2026 |
| Property Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Document Number | 0003044084 |
| Book / Page | 2877 / 804 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20263044084 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Investor | Possibly a Property Investor |
| Document Number | 0003044084, |
|---|---|
| Date | Oct 12, 2026 |
| Book Page | 2877/804 |
| Instrument | 20263044084 |
| Name | KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Aug 3, 2026 |
| Property Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Document Number | 0003039254 |
| Book / Page | 2868 / 2643 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20263039254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Investor | Possibly a Property Investor |
| Document Number | 0003039254, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2868/2643 |
| Instrument | 20263039254 |
| Name | KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 124 E FRANKLIN ST, ALCOA, TN 37701-1916 |
| Investor | Possibly a Property Investor |
| Document Number | 0026530000002430 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 0000002653/0000002430 |
| Instrument | 909880 |
| Name | KNOXVILLE TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Blount County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Alcoa City |
| County | Blount County |
| Unified School District | Alcoa City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,325 (-) Land $7,500 Building $27,825 | ||
| 2023 | $35,325 (+72.11%) Land $7,500 Building $27,825 | $141,300 (+72.11%) Land $30,000 Building $111,300 | |
| 2022 | $972.00 | $20,525 Land $3,000 Building $17,525 | $82,100 Land $12,000 Building $70,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2002–2020) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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