124 E Colby St, Whitehall, MI 49461 Property Records

Muskegon County property record for 124 E Colby St, Whitehall, MI 49461

Property Summary

Property TypeCommercial
Details11,881 sqft · built 1929
Lot Size0.328 acres (14,288 sqft)
OwnerCompany Name on Record
Tax Bill$5,448 (2025)
Deeds & MortgagesAug 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN61-22-220-010-0007-10

Property Details

APN / Parcel Number

Primary APN61-22-220-010-0007-10
Alternative APN
  • 22220010000710

Interior

Total Rooms1 Room
Stories1 Story
Building Area11,881 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Fire ResistanceMasonry Walls, Wood Interior
Lot Area14,288 sqft (0.328 acres)

Location & Zoning

Street Address124 E COLBY ST
CityWHITEHALL
StateMI
Zip49461-1009
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-2 CEN
Legal DescriptionW-0285 CITY OF WHITEHALL E 87 FT OF LOTS 7-8 & 9 OF BLK 10 EXC N 16 FT TH'OF BLK 10
Legal SubdivisionCITY OF WHITEHALL
Legal Block10
Legal Lot Number7-9
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group1
Census Block1013
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address124 E COLBY ST, WHITEHALL, MI 49461-1009
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address124 E COLBY ST, WHITEHALL, MI 49461-1009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005662605
DateAug 12, 2019
Book Page4196/879
Instrument5662605
Lender
NameTHE SHELBY STATE BANK
TypeBank
AddressSHELBY, MI 49455
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,300 (+5.67%)$238,600 (+5.67%)
2025$5,448.00$112,900$225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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