Clay County property record for 124 E 8th St, Flora, IL 62839 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,348 sqft Living Area |
| Lot Size | 7,304 sqft (0.167 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2024) |
| Tax Bill | $1,085.00 (2024) |
| Primary APN | 10-25-121-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,348 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 7,304 sqft (0.167 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 400 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Deck Area | 135 sqft Deck |
| Porch Area | 20 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 124 E 8TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | J C MEYERS SUB DIV LOT 2 |
| Legal Subdivision | J C MEYERS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3039 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-121-005
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6203, AURORA, IL 60598-0203 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 15, 2005 | Deed of Trust, Mortgage · Commercial Mortgage BNC MORTGAGE INC |
| Apr 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| Dec 12, 2024 | Executor's Deed, Transfer · Line of Credit FLORA BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Deed Doc Number | 2024210904 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 124 E 8TH ST, FLORA, IL 62839-1806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | PREMIER TITLE COMPANY, PRMIER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000153219 |
|---|---|
| Date | Mar 15, 2005 |
| Instrument | 153219 |
| Name | BNC MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92623 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.4% |
| Type Change Date | Mar 01, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.4% |
| Max Rate At Change | 8.4% |
| Index | 6-Month LIBOR |
| Max Rate | 13.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 124 E 8TH ST, FLORA, IL 62839-1806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000211618 |
|---|---|
| Date | Apr 14, 2025 |
| Instrument | 211618 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 12, 2024 |
| Property Address | 124 E 8TH ST, FLORA, IL 62839-1806 |
| Document Number | 0000210904 |
| Instrument Date | Dec 09, 2024 |
| Instrument | 210904 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 124 E 8TH ST, FLORA, IL 62839-1806 |
| Document Number | 0000210905 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 210905 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 09, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,174 (+31.94%) Land $3,563 Building $34,611 | $114,522 (+31.94%) Land $10,689 Building $103,833 | |
| 2024 | $1,085.00 (-14.57%) | ||
| 2022 | $1,270.00 (+7.45%) Homeowner's exemption Senior Citizen's exemption | $28,933 Land $2,708 Building $26,225 | $86,799 Land $8,124 Building $78,675 |
| 2021 | $1,182.00 |
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