124 E 5th St, #28, Covington, KY 41011 Property Records

Kenton County property record for 124 E 5th St, #28, Covington, KY 41011 · Last verified July 2026

Property Summary

Property TypeCommon Area (Residential)
Detailsbuilt 1910
Lot Size0.31 acres (13,538 sqft)
OwnerCompany Name on File
Last Sale$65,000 (Apr 2019)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2019 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN054-23-11-016.00

Property Details

APN / Parcel Number

Primary APN054-23-11-016.00

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area13,538 sqft (0.31 acres)
Lot Dimensions142 ft deep x 95 ft wide

Location & Zoning

Street Address124 E 5TH ST, 28
CityCOVINGTON
StateKY
Zip41011-1616
Property CategoryOther
Property TypeOther > Common Area (Residential)
Legal DescriptionORIGINAL PLAT OF COV PT LOTS 230-231-232 95'X 142.5' IRREG LESS 0.126 AC ADJ PARCEL
Legal SubdivisionORIGINAL PLAT OF COV
Legal Phase2
Legal Lot Number230,23
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract67000

Owner

Source: Kenton County records · APN 054-23-11-016.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address830 MADISON AVE, COVINGTON, KY 41011-2414
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Apr 23, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 09, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jan 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 26, 2018Grant Deed, Construction Loan · Line of Credit
REPUBLIC BK&TR
May 08, 2017Loan Modification, Mortgage
CINCINNATUS S&L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2019 · Amount on Record
Deed SaleApr 09, 2019 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Document Number201904 09 059 00187
Deed Book / Page6636 / 221
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E 5TH ST 5, 5, COVINGTON, KY 41011-1651

Mortgage

Document Number0005900380
DateOct 27, 2023
Book PageKCM 503/425
Instrument23102705900380
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 23, 2019
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000243
Book / Page0C6645 / 000178
Instrument DateApr 09, 2019
Instrument243
Transaction TypeTransfer
Record UpdatedMay 07, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 E 5TH ST COVINGTON KY 410111637, COVINGTON, KY 41011-1637

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 09, 2019
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000187
Book / Page0C6636 / 000221
Instrument DateApr 08, 2019
Instrument187
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$65.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E 5TH ST COVINGTON KY 410111637, COVINGTON, KY 41011-1637

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 24, 2019
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000267
Book / Page0C6667 / 000027
Instrument DateMar 25, 2019
Instrument267
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$182.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 E 5TH ST COVINGTON KY 410111637, COVINGTON, KY 41011-1637

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 16, 2019
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000111
Book / Page0C6584 / 000168
Instrument DateJan 04, 2019
Instrument111
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address830 MADISON AVE COVINGTON KY 410112414, COVINGTON, KY 41011-2414

July 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 26, 2018
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000059
Book / Page0C6462 / 000221
Instrument DateJul 24, 2018
Instrument59
Transaction TypeConstruction Loan
Record UpdatedAug 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124-128 E 5TH ST COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number60
DateJul 26, 2018
Book Page0C6462/000226
Instrument60
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJul 25, 2020
Interest
Rate TypeAdjustable Rate

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address124 E 5TH ST # 28, 28, COVINGTON, KY 41011-1616
Document Number0000000133
Instrument DateMay 08, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3049 BROOKWOOD DR EDGEWOOD KY 410173206, EDGEWOOD, KY 41017-3206

Mortgage

Document Number0000000133
DateMay 15, 2017
Book Page0C6158/000132
Instrument133
Lender
NameCINCINNATUS S&L
TypeFederal Savings Bank
AddressCINCINNATI, OH 45211
Agreement
AmountAmount Recorded
Term60 Months
DueMay 14, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2019$910,000 Land $100,000 Building $810,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number