124 E 4th St, Moscow Mills, MO 63362 Property Records

Lincoln County property record for 124 E 4th St, Moscow Mills, MO 63362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 2005
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,300 (Jul 2013)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-20-04-003-026-001.003`

Property Details

APN / Parcel Number

Primary APN	`20-20-04-003-026-001.003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Basement Area	929 sqft
Unfinished Basement	929 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 E 4TH ST
City	MOSCOW MILLS
State	MO
Zip	63362-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 22 ORIG TOWN OF MOSCOW MILLS
Legal Range	01E
Legal Township	48N
Legal Section	17
Legal Subdivision	MOSCOW MILLS
Legal Block	22
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2019
Census Tract	810307

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jun 14, 2018	Deed of Trust, Mortgage · FHA Mortgage THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	20136456
Deed Book / Page	2319 / 540
Prior Transfer Date	Jul 5, 2013
Prior Transfer Doc	02319/0540
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225

Mortgage

Document Number	002481/884
Date	Jul 21, 2022
Book Page	2481/884
Instrument	2022007638

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225

Mortgage

Document Number	2464/361
Date	May 19, 2021
Book Page	2464/361
Instrument	2021006883

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	124 E 4TH ST, MOSCOW MILLS, MO 63362-1225
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2423/0812
Date	Jun 14, 2018
Book Page	2423/0812
Instrument	2018005185

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	MOSCOW MILLS, MO 63362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Moscow Mills City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,501 (-) Land $1,349 Building $34,152
2025	$2,404.00 (+5.95%)	$35,501 (+7.64%) Land $1,349 Building $34,152	$186,850 (+7.64%) Land $7,100 Building $179,750
2023	$2,269.00 (+5.39%)	$32,980 Land $880 Building $32,101	$173,580 Land $4,630 Building $168,950
2022	$2,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSCOW MILLS PWS serves 4,500 people · EPA ID MO6010547
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	LINCOLN COUNTY PWSD 1
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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