124 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 124 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,512 sqft · built 1928
Lot Size	0.143 acres (6,265 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jun 2026)
Tax Bill	$2,464 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-010-016060`

Property Details

APN / Parcel Number

Primary APN	`155-010-016060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	665 sqft
Finished Basement	665 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,265 sqft (0.143 acres)
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LOT-006 BLOCK-016 FRAC LT 6 BLK 16 LOCK-016 FRAC LT 6 BLK 16
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	ORIGINAL PLAT MONTICELLO
Legal Block	16,16
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1017
Census Tract	100205

Owner

Source: Wright County records · APN 155-010-016060

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 E 4TH ST, MONTICELLO, MN 55362-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	20261604809
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	00A1308657
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 11, 2026
Property Address	124 E 4TH ST, MONTICELLO, MN 55362-8508
Document Number	0001604809
Instrument Date	Jun 04, 2026
Instrument	20261604809
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$98,990.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 4TH ST, MONTICELLO, MN 55362-8508

Mortgage

Document Number	0001604810,
Date	Jun 11, 2026
Instrument	20261604810

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00 (+13.03%)	$226,700 (+1.57%) Land $78,800 Building $147,900	$226,700 (+1.57%) Land $78,800 Building $147,900
2025		$223,200 (-0.09%) Land $85,000 Building $138,200	$223,200 (-0.09%) Land $85,000 Building $138,200
2023	$2,180.00 (+4.91%)	$223,400 Land $85,000 Building $138,400	$223,400 Land $85,000 Building $138,400
2022	$2,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
City of Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Monticello serves 15,087 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.