Larimer County property record for 124 E 4th St, Loveland, CO 80537
| Property Type | Commercial |
|---|---|
| Details | 4,788 sqft · built 1895 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | Company Name on File |
| Last Sale | $685,000 (Dec 2013) |
| Tax Bill | $33,425 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 95133-36-005 |
| Primary APN | 95133-36-005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,788 sqft Gross Area |
| 1st Floor Area | 4,788 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Lot Area | 5,460 sqft (0.125 acres) |
| View / Lot | Traffic |
| Heating System | Space Heater |
|---|
| Account Number | R0445851 |
|---|---|
| Street Address | 124 E 4TH ST |
| City | LOVELAND |
| State | CO |
| Zip | 80537-5502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | BE |
| Legal Description | W 14 FT OF LOT 4, ALL OF 5, BLK 17, LOV |
| Legal Range | 69W |
| Legal Township | 5N |
| Legal Section | 13 |
| Legal Subdivision | LOV BLK 17 |
| Legal Block | 17 |
| Legal Lot Number | 4 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 2007 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Loveland Historic District listed 2015 · 46 contributing resources · NRIS 15000281 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 E 4th St, a commercial property, is owned by a company that bought it in December 2013.
Source: Larimer County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 124 E 4TH ST, LOVELAND, CO 80537-5502 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIGHT SIDE CAPITAL LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage INDEPENDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2013 · Amount on File |
| Deed Sale | Dec 3, 2013 · Amount on File |
| Prior Sale | Jan 5, 2006 · Amount on File |
| Deed Document Number | 201388059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 3, 2026 |
| Property Address | 124 E 4TH ST, LOVELAND, CO 80537-5502 |
| Document Number | 0000044924 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202644924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 124 E 4TH ST, LOVELAND, CO 80537-5502 |
| Document Number | 0000044924, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202644924 |
| Name | RIGHT SIDE CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 124 E 4TH ST, LOVELAND, CO 80537-5502 |
| Document Number | 0000008411 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 124 E 4TH ST LOVELAND CO 805375502, LOVELAND, CO 80537-5502 |
| Document Number | 0000008411 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 8411 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76107 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 124 E 4th St was $33,425, up 22.2% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Loveland City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,425.00 (+22.18%) | $382,779 Land $73,710 Building $309,069 | $1,417,700 Land $273,000 Building $1,144,700 |
| 2024 | $27,357.00 (+2.84%) | ||
| 2023 | $26,601.00 (+25.45%) | $322,608 (+25.13%) Land $60,934 Building $261,674 | $1,156,300 (+30.07%) Land $218,400 Building $937,900 |
| 2022 | $21,205.00 | $257,810 Land $55,419 Building $202,391 | $889,000 Land $191,100 Building $697,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loveland Pulse Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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