124 E 38th St, Tacoma, WA 98404 Property Records

Pierce County property record for 124 E 38th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1940
Lot Size	0.122 acres (5,313 sqft)
Owner	Individual Name on File
Last Sale	$215,719 (Oct 2018)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`524500-0-010`

Property Details

APN / Parcel Number

Primary APN	`524500-0-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	1,096 sqft
1st Floor Area	1,024 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,313 sqft (0.122 acres)
Lot Width	77 ft Width
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	72 sqft
Deck Area	72 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	124 E 38TH ST
City	TACOMA
State	WA
Zip	98404-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 03 QUARTER 13 LIBERTY: LIBERTY E 1/2 OF L 1 & 2 B 1
Legal Range	03
Legal Township	20
Legal Section	16
Legal Subdivision	LIBERTY
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	62400

Owner

124 E 38th St is owned and occupied by an individual who bought it in October 2018.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	124 E 38TH ST, TACOMA, WA 98404-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BK
Oct 16, 2018	Warranty Deed, Transfer · FHA Mortgage ALTERRA HM LNS
Jan 26, 2018	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 26, 2018	Warranty Deed, Transfer WFG NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Jan 26, 2018 · Amount on File
Deed Document Number	2018364
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	124 E 38TH ST, TACOMA, WA 98404-1401
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003250064
Date	Mar 25, 2026
Instrument	202603250064

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	124 E 38TH ST, TACOMA, WA 98404-1401
Document Number	2002190446
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 38TH ST TACOMA WA 984041401, TACOMA, WA 98404-1401

Mortgage

Document Number	2002190446
Date	Feb 19, 2020
Instrument	202002190446

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 16, 2018
Property Address	124 E 38TH ST, TACOMA, WA 98404-1401
Document Number	1810160364
Instrument Date	Sep 26, 2018
Instrument	201810160364
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 38TH ST TACOMA WA 984041401, TACOMA, WA 98404-1401

Mortgage

Document Number	1810160365
Date	Oct 16, 2018
Instrument	201810160365

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Mortgage

Document Number	1810160366,
Date	Oct 16, 2018
Instrument	201810160366

Lender

Name	ALTERRA GRP LLC
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 26, 2018
Property Address	124 E 38TH ST, TACOMA, WA 98404-1401
Document Number	0001260556
Map Reference	VOL 11 PG 7
Instrument Date	Jan 26, 2018
Instrument	201801260556
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 38TH ST, TACOMA, WA 98404-1401

Mortgage

Document Number	0001260557
Date	Jan 26, 2018
Instrument	201801260557

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 26, 2018
Property Address	124 E 38TH ST, TACOMA, WA 98404-1401
Document Number	0001260555
Map Reference	VOL 11 PG 7
Instrument Date	Jan 24, 2018
Instrument	201801260555
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$3,150.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E 38TH ST, TACOMA, WA 98404-1401

Tax Assessment & Valuation

The 2025 property tax bill for 124 E 38th St was $3,651, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,800 (-0.29%) Land $182,700 Building $160,100	$342,800 (-0.29%) Land $182,700 Building $160,100
2025	$3,651.00 (+3.34%)	$343,800 (+8.42%) Land $182,700 Building $161,100	$343,800 (+8.42%) Land $182,700 Building $161,100
2024	$3,533.00 (+0.43%)	$317,100 (-6.32%) Land $164,100 Building $153,000	$317,100 (-6.32%) Land $164,100 Building $153,000
2023	$3,518.00	$338,500 Land $169,800 Building $168,700	$338,500 Land $169,800 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 E 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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