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124 E 2nd Pl, Panama City, FL 32401 Property Records

Bay County property record for 124 E 2nd Pl, Panama City, FL 32401

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,092 sqft · built 1941
Lot Size0.164 acres (7,144 sqft)
OwnerCompany Name on Record
Last Sale$415,000 (Jun 2025)
Tax Bill$5,561 (2025)
Deeds & MortgagesNov 2022 Sale
Flood ZoneZone X (minimal risk)
APN20274-000-000

Property Details

APN / Parcel Number

Primary APN20274-000-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,092 sqft Heated Area
Gross Area2,804 sqft
1st Floor Area1,022 sqft
2nd Floor Area1,070 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,144 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address124 E 2ND PL
CityPANAMA CITY
StateFL
Zip32401-3221
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePC04
Legal DescriptionHARMON PLAT LOT 3 BLK 3 MAP 105C3
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionHARMON PLAT
Legal Block3
Legal Lot Number3
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1012
Census Tract1900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 HOLLIS AVE, PANAMA CITY, FL 32401-3933
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Prior SaleNov 9, 2022 · Amount on Record
Deed Document Number2025033676
Deed Book / Page4923 / 681
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 9, 2022
Property Address124 E 2ND PL, PANAMA CITY, FL 32401-3221
Document Number0046292030
Book / Page4629 / 2030
Map ReferenceMB 4 PG 8
Instrument DateNov 8, 2022
Instrument2022081851
Transaction TypeTransfer
Record UpdatedDec 1, 2022
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 E 2ND PL, 120, PANAMA CITY, FL 32401-3221

Transferred To (Grantee/Buyer)

NameVerified Name
Address3361 E ELLIOT RD, GILBERT, AZ 85234-4343

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,561.00 (-15.41%)$352,135 (-11.48%) Land $34,402 Building $317,733$352,135 (-11.48%) Land $34,402 Building $317,733
2024$6,574.00 (+15.29%)$397,814 (+18.51%) Land $34,402 Building $363,412$397,814 (+18.51%) Land $34,402 Building $363,412
2023$5,702.00 (+165.33%)$335,682 (+179.59%) Land $29,700 Building $305,982$335,682 (+179.59%) Land $29,700 Building $305,982
2022$2,149.00$120,061 Land $25,789 Building $94,272$120,061 Land $25,789 Building $94,272

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies184 units insured
incl. 146 condo units
Nearby Flood Claims75 (1982–2018)
Claims Outside the SFHA41 of 75
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 33 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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