Clay County property record for 124 E 28th St, Spencer, IA 51301
| Property Type | Warehouse, Storage |
|---|---|
| Details | 6,048 sqft · built 1995 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $23,674 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606128009 |
| Primary APN | 963606128009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,048 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 112,385 sqft (2.58 acres) |
| Canopy | 32 sqft |
| Total Buildings | 7 Buildings |
| Heating System | Gas |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 124 E 28TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-2001 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | 2-3 3 INDUSTRIAL PARK |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 6 |
| Legal Subdivision | INDUSTRIAL PARK ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80200 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1437, SPENCER, IA 51301-1437 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,674.00 (+44.02%) | $840,770 (+37.36%) Land $164,500 Building $676,270 | $840,770 (+37.36%) Land $164,500 Building $676,270 |
| 2024 | $16,438.00 (+16.66%) | ||
| 2023 | $612,090 (+12.4%) Land $148,160 Building $463,930 | $612,090 (+12.4%) Land $148,160 Building $463,930 | |
| 2022 | $14,090.00 | $544,570 Land $148,160 Building $396,410 | |
| 2021 | $544,570 Land $148,160 Building $396,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 100 / 20 |
May also be available: Premier Communications, Spencer Municipal Utilities, T-Mobile, Verizon.
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