124 Downer St, Monongahela, PA 15063 Property Records

Washington County property record for 124 Downer St, Monongahela, PA 15063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,688 sqft · built 1915
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2022)
Tax Bill	$1,986 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`430-007-00-01-0013-00`

Property Details

APN / Parcel Number

Primary APN	`430-007-00-01-0013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	89 ft deep x 50 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 DOWNER ST
City	MONONGAHELA
State	PA
Zip	15063-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HSE 2 STY FR
Jurisdiction	WASHINGTON PA
Township / Civil Division	MONONGAHELA
Census Block Group	2
Census Block	2008
Census Tract	773100

Owner

124 Downer St is owned by an individual who bought it in October 2022.

Source: Washington County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1306 4TH ST, MONONGAHELA, PA 15063-1954
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit CFS BANK
Oct 18, 2022	Deed, Transfer
Apr 3, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Document Number	202225434
Prior Transfer Date	Nov 20, 2009
Prior Transfer Doc	0000043084
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Recording Date	Apr 9, 2026
Property Address	124 DOWNER ST, MONONGAHELA, PA 15063-2319
Document Number	0000007007
Instrument Date	Apr 9, 2026
Instrument	20267007
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 4TH ST, MONONGAHELA, PA 15063-1954

Mortgage

Document Number	0000007007,
Date	Apr 9, 2026
Instrument	20267007

Lender

Name	CFS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON PA
Recording Date	Oct 18, 2022
Property Address	124 DOWNER ST, MONONGAHELA, PA 15063-2319
Document Number	0000025434
Instrument Date	Oct 17, 2022
Instrument	202225434
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 4TH ST, MONONGAHELA, PA 15063-1954

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON PA
Recording Date	Apr 3, 2020
Property Address	124 DOWNER ST, MONONGAHELA, PA 15063-2319
Document Number	0000007198
Instrument Date	Mar 9, 2020
Instrument	202007198
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 DOWNER ST, MONONGAHELA, PA 15063-2319

Mortgage

Document Number	0000007199
Date	Apr 3, 2020
Instrument	202007199

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 124 Downer St was $1,986, up 4.9% from the year before.

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Monongahela City
Unified School District	Ringgold School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,986.00 (+4.86%)	$63,900 (-) Land $14,200 Building $49,700	$63,900 Land $14,200 Building $49,700
2025	$1,894.00	$63,900 Land $14,200 Building $49,700
2023	$1,571.00	$63,900 (-) Land $14,200 Building $49,700
2022	$1,571.00	$63,900 Land $14,200 Building $49,700
2015			$63,900 Land $14,200 Building $49,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Downer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	29 (1978–2007)
Claims Outside the SFHA	7 of 29
Most Recent Claim	Dec 2007 · other causes
Claims by Event	Severe Storms And Flooding, Jan 1996 · 6 claims Severe Winter Storms, Feb 1994 · 2 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Downer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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