124 Dolphin Dr S, Oldsmar, FL 34677 Property Records

Pinellas County property record for 124 Dolphin Dr S, Oldsmar, FL 34677

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,514 sqft · built 1985
Lot Size	0.094 acres (4,099 sqft)
Owner	Individual Name on File
Last Sale	$57,500 (Jul 1996)
Tax Bill	$567 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-7048-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-7048-3`
Alternative APNs	`16-28-16-34803-000-1240` `R170203`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,514 sqft Heated Area
1st Floor Area	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,099 sqft (0.094 acres)
Lot Dimensions	80 ft deep x 52 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	298 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R170203
Old Parcel Number	162816348030001240
Street Address	124 DOLPHIN DR S
City	OLDSMAR
State	FL
Zip	34677-2515
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	GULL-AIRE VILLAGE LOT 124
Legal Range	16
Legal Township	28
Legal Section	16
Legal Subdivision	GULL-AIRE VILLAGE
Legal Lot Number	124
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	27319

Owner

124 Dolphin Dr S, a mobile home, is owned and occupied by an individual who bought it in July 1996.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	124 DOLPHIN DR S, OLDSMAR, FL 34677-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1996 · Amount on File
Deed Sale	Jul 2, 1996 · Amount on File
Deed Document Number	0939001007
Deed Book / Page	09390 / 01007
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 DOLPHIN DR S, OLDSMAR, FL 34677-2515
Document Number	0201681691
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 DOLPHIN DR S OLDSMAR FL 346772515, OLDSMAR, FL 34677-2515

Mortgage

Document Number	0201681691
Date	Aug 15, 2018
Book Page	020168/001691
Instrument	261413

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DE 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Aug 14, 2087

Interest

Rate Type	Adjustable Rate
Rate	5.32%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 DOLPHIN DR S, OLDSMAR, FL 34677-2515
Document Number	0201681674
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 DOLPHIN DR S OLDSMAR FL 346772515, OLDSMAR, FL 34677-2515

Mortgage

Document Number	0201681674
Date	Aug 15, 2018
Book Page	020168/001674
Instrument	261412

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Aug 14, 2087

Interest

Rate Type	Adjustable Rate
Rate	5.32%

Tax Assessment & Valuation

The 2025 property tax bill for 124 Dolphin Dr S was $567 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 Homeowner's exemption	$70,607	$134,380 Land $93,500 Building $40,880
2023	$534.00 (+1.52%) Homeowner's exemption	$66,618 (+3%)	$134,181 (+6.45%) Land $102,850 Building $31,331
2022	$526.00 Homeowner's exemption	$64,678	$126,051 Land $98,175 Building $27,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Dolphin Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Dolphin Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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