124 Cypress Way E, Apt E4, Naples, FL 34110 Property Records

Collier County property record for 124 Cypress Way E, Apt E4, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,390 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2016)
Tax Bill	$672 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`626800 E 43A23`

Property Details

APN / Parcel Number

Primary APN	`626800 E 43A23`
Alternative APN	`73331080001`

Interior

Units	6 Units
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	124 CYPRESS WAY E, E4
City	NAPLES
State	FL
Zip	34110-1264
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SHARONDALE CONDOMINIUM OF PALM RIVER, THE BLDG E-4
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	SHARONDALE CONDOMINIUM OF PALM RIVER, TH
Legal Tract	626800
Legal Block	3
Legal Lot Number	E 4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10107

Owner

Source: Collier County records · APN 626800 E 43A23

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 CYPRESS WAY E, E4, NAPLES, FL 34110-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Prior Sale	Apr 02, 2014 · Amount on Record
Deed Document Number	20165336003
Deed Book / Page	5335 / 509
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	0053350509
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	124 CYPRESS WAY E APT E4, E4, NAPLES, FL 34110-1264
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055521261
Date	Sep 13, 2018
Book Page	5552/1261
Instrument	5611654

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (+3.38%) Homeowner's exemption	$106,394 (+5.99%)	$253,200 (-) Building $253,200
2024	$650.00 (+2.85%)
2023	$632.00 (+3.1%) Homeowner's exemption	$100,384 (+3%)	$253,200 (+24.03%) Building $253,200
2022	$613.00 Homeowner's exemption	$97,460	$204,146 Building $204,146

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 units insured incl. 130 condo units
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Lumen Technologies, T-Mobile USA.

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.