124 Crestlawn Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 124 Crestlawn Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 1967
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Aug 2023)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T25 116`

Property Details

APN / Parcel Number

Primary APN	`T25 116`
Alternative APN	`682200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,220 sqft Heated Area
Basement Area	675 sqft
Finished Basement	675 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Gentle Slope
Garage Area	360 sqft
Patio Area	560 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	682200
Street Address	124 CRESTLAWN DR
City	TOCCOA
State	GA
Zip	30577-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 66 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	66
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2013
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 CRESTLAWN DR, TOCCOA, GA 30577-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Quit Claim Deed, Transfer · FHA Mortgage KIND LENDING
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Book / Page	1338 / 401
Last Transfer Date	Aug 12, 2024
Transfer Doc	0013760233
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 2, 2026
Property Address	124 CRESTLAWN DR, TOCCOA, GA 30577-1808
Document Number	0014350062
Book / Page	1435 / 62
Instrument Date	Dec 26, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CRESTLAWN DR, TOCCOA, GA 30577-1808

Mortgage

Document Number	2026000006
Date	Jan 2, 2026
Instrument	2026000006

Lender

Name	KIND LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 8, 2023
Property Address	124 CRESTLAWN DR, TOCCOA, GA 30577-1808
Document Number	0013380401
Book / Page	1338 / 401
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CRESTLAWN DR, TOCCOA, GA 30577-1808

Mortgage

Document Number	0013380000000404
Date	Aug 8, 2023
Book Page	0000001338/0000000404

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,202.00 (+187.81%)	$120,446 (+180.24%) Land $3,700 Building $116,746	$301,113 (+180.24%) Land $9,249 Building $291,864
2023	$1,460.00 (+1.25%) Homeowner's exemption	$42,980 (+5.37%) Land $3,700 Building $39,280	$107,448 (+5.37%) Land $9,249 Building $98,199
2022	$1,442.00 Homeowner's exemption	$40,788 Land $3,700 Building $37,088	$101,970 Land $9,249 Building $92,721

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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