Cherokee County property record for 124 Covington Dr, Ball Ground, GA 30107
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 2013 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,800 (Sep 2015) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03N01A 024 |
| Primary APN | 03N01A 024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Heated Area |
| 1st Floor Area | 800 sqft |
| Upper Floors Area | 1,170 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 378588 |
|---|---|
| Old Parcel Number | 03N01A024 |
| Street Address | 124 COVINGTON DR |
| City | BALL GROUND |
| State | GA |
| Zip | 30107-6211 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | R-40 |
| Legal Description | LOT 31 OLDE MILL 91/69 |
| Legal Subdivision | OLDE MILL |
| Legal Lot Number | 31 |
| Jurisdiction | CHEROKEE GA |
| Township / Civil Division | BALL GROUND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 90103 |
124 Covington Dr, a patio home, is owned and occupied by two individuals who acquired it in September 2015.
Source: Cherokee County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF GEORGIA |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Oct 3, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2015 · Amount on File |
| Deed Sale | Sep 11, 2015 · Amount on File |
| Deed Document Number | 0013490194 |
| Deed Book / Page | 13490 / 194 |
| Last Transfer Date | Sep 14, 2015 |
| Transfer Doc | 0134900194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Investor | Possibly a Property Investor |
| Document Number | 0148102228 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 0000014810/0000002228 |
| Instrument | 2022029855 |
| Name | CREDIT UNION OF GEORGIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Investor | Possibly a Property Investor |
| Document Number | 0146811660 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 0000014681/0000001660 |
| Instrument | 2021042326 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 124 COVINGTON DR, BALL GROUND, GA 30107-6211 |
| Document Number | 0143102031 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 124 COVINGTON DR BALL GROUND GA 301076211, BALL GROUND, GA 30107-6211 |
| Document Number | 0143102031 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 014310/002031 |
| Instrument | 36088 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | CANTON, GA 30114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 18, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 124 Covington Dr was $4,289 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Ball Ground City |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,289.00 Homeowner's exemption | $155,800 Land $32,000 Building $123,800 | $389,500 Land $80,000 Building $309,500 |
| 2023 | $152,440 (+19.24%) Land $28,000 Building $124,440 | $381,100 (+19.24%) Land $70,000 Building $311,100 | |
| 2022 | $4,205.00 Homeowner's exemption | $127,840 Land $24,400 Building $103,440 | $319,600 Land $61,000 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Covington Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Covington Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALL GROUND serves 2,470 people · EPA ID GA0570000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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