124 Cottage St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 124 Cottage St, Fall River, MA 02721

Property Summary

Property Type	Triplex
Details	12 bd · 3 ba · 4,575 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Aug 2005)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0I-08 B:0000 L:0047`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0I-08 B:0000 L:0047`
Alternative APN	`M:0I=08 B:0000 L:0047`

Interior

Bedrooms	12 Beds
Full Baths	3 Baths
Total Rooms	27 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,575 sqft Living Area
Gross Area	5,539 sqft
Basement Area	1,330 sqft
Unfinished Basement	133 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	124 COTTAGE ST
City	FALL RIVER
State	MA
Zip	02721-7124
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	A-2
Legal Lot Number	47
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2001
Census Tract	640901

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 COTTAGE ST, FALL RIVER, MA 02721-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2005 · Amount on Record
Deed Sale	Aug 4, 2005 · Amount on Record
Deed Document Number	200518149
Deed Book / Page	5959 / 83
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	124 COTTAGE ST, FALL RIVER, MA 02721-7124
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010596-197
Date	Jun 7, 2021
Book Page	10596/197
Instrument	12977

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	124 COTTAGE ST, FALL RIVER, MA 02721-7124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9204-139
Date	Mar 24, 2017
Book Page	9204/139
Instrument	4749

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,431.00 (+4.48%)	$561,700 (+4.85%) Land $108,200 Building $453,500
2024	$6,155.00 (+14.26%)	$535,700 (+22.03%) Land $104,200 Building $431,500
2023	$5,387.00	$439,000 Land $86,100 Building $352,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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