Warwick City property record for 124 Cottage Grove Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,120 sqft · built 2017 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Trust Name on File |
| Last Sale | $240,000 (Aug 2018) |
| Tax Bill | $4,416 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Nov 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36202260000 |
| Primary APN | 36202260000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 131321 |
|---|---|
| Street Address | 124 COTTAGE GROVE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 226 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 21700 |
124 Cottage Grove Ave is owner-occupied and held in a trust since August 2018.
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit GREENWOOD CU |
| Nov 12, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENWOOD CU |
| Sep 10, 2021 | Warranty Deed, Transfer |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI WASHINGTON TR CO |
| Aug 20, 2018 | Warranty Deed, Transfer |
| Aug 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JAMES HILLAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Prior Sale | Oct 7, 2015 · Amount on File |
| Deed Book / Page | 9115 / 240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010040-295 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 10040/295 |
| Instrument | 25439 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010587-310 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 10587/310 |
| Instrument | 11892 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 10, 2021 |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Document Number | 009948-334 |
| Book / Page | 9948 / 334 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 18421 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Document Number | 9357-138 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 124 COTTAGE GROVE AVE WARWICK RI 028898703, WARWICK, RI 02889-8703 |
| Document Number | 9357-138 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 009357/000138 |
| Instrument | 13292 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 20, 2018 |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Document Number | 9115-240 |
| Book / Page | 009115 / 000240 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 COTTAGE GROVE AVE WARWICK RI 028898703, WARWICK, RI 02889-8703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 124 COTTAGE GROVE AVE, WARWICK, RI 02889-8703 |
| Document Number | 8873-200 |
| Book / Page | 008873 / 000200 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 124 COTTAGE GROVE AVE WARWICK RI 028898703, WARWICK, RI 02889-8703 |
| Document Number | 8873-200 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 008873/000200 |
| Instrument | 11460 |
| Name | JAMES HILLAS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 3, 2018 |
The 2025 property tax bill for 124 Cottage Grove Ave was $4,416.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,416.00 | $347,700 Land $94,700 Building $253,000 | |
| 2024 | $364,515 | ||
| 2023 | $4,213.00 (+0.38%) | $296,900 (+32.49%) Land $76,500 Building $220,400 | |
| 2022 | $4,197.00 | $224,100 Land $50,300 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Cottage Grove Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1978–2018) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Cottage Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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