Polk County property record for 124 Coral Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 572 sqft · built 2009 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Jun 2015) |
| Tax Bill | $691 (2026) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | P42-74 |
| Primary APN | P42-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 572 sqft Finished Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Deck Area | Deck Area |
| Account Number | 57186 |
|---|---|
| Street Address | 124 CORAL LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT 5 SECTION A, 0L01 SILVER CREEK COMMUNITY |
| Legal Subdivision | SILVER CREEK COMMUNITY |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 CORAL LN, MILL SPRING, NC 28756-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Prior Sale | Dec 13, 2007 · Amount on Record |
| Deed Book / Page | 413 / 1441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 124 CORAL LN, MILL SPRING, NC 28756-8807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 441/1916 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 441/1916 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691.00 | $135,420 (-) Land $9,150 Building $126,270 | $135,420 (-) Land $9,150 Building $126,270 |
| 2025 | $691.00 (+9.16%) | $135,420 (+36.68%) Land $9,150 Building $126,270 | $135,420 (+36.68%) Land $9,150 Building $126,270 |
| 2023 | $633.00 | $99,080 Land $4,880 Building $94,200 | |
| 2021 | $99,080 Land $4,880 Building $94,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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