124 Commonwealth Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 124 Commonwealth Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,095 sqft · built 1965
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Mar 2019)
Tax Bill	$5,996 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:089 L:114 S:030`

Property Details

APN / Parcel Number

Primary APN	`B:089 L:114 S:030`
Alternative APN	`LYNN M:089 B:114 L:030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	2,658 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	124 COMMONWEALTH RD
City	LYNN
State	MA
Zip	01904-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	114
Legal Lot Number	30
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 COMMONWEALTH RD, LYNN, MA 01904-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRIUMPH MORTGAGE
Mar 14, 2019	Quit Claim Deed, Transfer · Conventional Mortgage TRIUMPH MTG
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURE CAP GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	124 COMMONWEALTH RD, LYNN, MA 01904-2052
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	621770
Date	Feb 11, 2021
Instrument	621770

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 14, 2019
Property Address	124 COMMONWEALTH RD, LYNN, MA 01904-2052
Document Number	0000600393
Instrument Date	Mar 14, 2019
Instrument	600393
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,878.72
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 COMMONWEALTH RD LYNN MA 019042052, LYNN, MA 01904-2052

Mortgage

Document Number	600394
Date	Mar 14, 2019
Instrument	600394

Lender

Name	TRIUMPH MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	124 COMMONWEALTH RD, LYNN, MA 01904-2052
Document Number	0000596162
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 COMMONWEALTH RD LYNN MA 019042052, LYNN, MA 01904-2052

Mortgage

Document Number	0000596162
Date	Sep 24, 2018
Instrument	596162

Lender

Name	SECURE CAP GRP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,996.00 (+4.84%)	$578,800 (+6.57%) Land $205,700 Building $373,100	$533,615
2024	$5,719.00 (+1.54%)	$543,100 (+7.52%) Land $204,300 Building $338,800
2023	$5,632.00	$505,100 Land $204,300 Building $300,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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