124 Coles Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 124 Coles Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,536 sqft · built 1955
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Dec 2025)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-20`

Property Details

APN / Parcel Number

Primary APN	`16-20`
Alternative APNs	`CROM M:00395600` `M:16 B:8 L:20` `395600`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	395600
Street Address	124 COLES RD
City	CROMWELL
State	CT
Zip	06416-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	8
Legal Lot Number	20
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1034
Census Tract	570100

Owner

124 Coles Rd is owned and occupied by an individual who bought it in December 2025.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	124 COLES RD, CROMWELL, CT 06416-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	20252391
Deed Book / Page	1870 / 21
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Dec 12, 2025
Property Address	124 COLES RD, CROMWELL, CT 06416-1113
Document Number	0001870-21
Book / Page	1870 / 21
Instrument Date	Dec 12, 2025
Instrument	2391
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 COLES RD, CROMWELL, CT 06416-1113

Mortgage

Document Number	0000002392
Date	Dec 12, 2025
Instrument	2392

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jun 1, 2021
Property Address	124 COLES RD, CROMWELL, CT 06416-1113
Document Number	1726-222
Book / Page	1726 / 222
Instrument Date	May 28, 2021
Instrument	1591
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1592
Date	Jun 1, 2021
Instrument	1592

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROMWELL CT
Recording Date	Jan 11, 2021
Property Address	124 COLES RD, CROMWELL, CT 06416-1113
Document Number	1706-216
Book / Page	1706 / 216
Instrument Date	Jan 6, 2021
Instrument	149
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 124 Coles Rd was $6,059.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,059.00	$196,770 Land $78,190 Building $118,580	$137,739 Land $54,733 Building $83,006
2024	$6,059.00 (+4.7%)
2023	$5,787.00 (+19.42%)	$196,770 (+35.34%) Land $78,190 Building $118,580
2022	$4,846.00	$145,390 Land $68,810 Building $76,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 Coles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Coles Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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