124 Co Rd 3430, Saint James, MO 65559 Property Records

Phelps County property record for 124 Co Rd 3430, Saint James, MO 65559

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,404 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,145 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02398.00`

Property Details

APN / Parcel Number

Primary APN	`02398.00`
Alternative APN	`71-02-9.0-29-002-014-001.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,404 sqft Total Area
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	02398.00
Street Address	124 COUNTY ROAD 3430
City	SAINT JAMES
State	MO
Zip	65559-8220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FRACTIONAL PART S/2 S/2 NW1/4 SEC 29 TWP 38 N RNG 6 W
Legal Range	06W
Legal Township	38N
Legal Section	29
Jurisdiction	PHELPS MO
Township / Civil Division	ST. JAMES
Census Block Group	2
Census Block	2041
Census Tract	890200

Owner

124 Co Rd 3430, a duplex, is owned by two individuals who acquired it in December 2015.

Source: Phelps County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 STATE ROUTE B, 8, SAINT JAMES, MO 65559-2000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015
Deed Sale	Dec 8, 2015
Prior Sale	Jan 31, 1989
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 124 Co Rd 3430 was $1,145, up 0.1% from the year before.

Source: Phelps County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Phelps County
Municipality	St. James City
Unified School District	St. James R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,440 (-) Land $3,530 Building $19,910
2025	$1,145.00 (+0.09%)	$23,440 Land $3,530 Building $19,910	$123,350 Land $18,560 Building $104,790
2024	$1,144.00 (+12.49%)
2023	$1,017.00 (-0.39%)	$20,760 Land $2,660 Building $18,100	$109,260 Land $14,000 Building $95,260
2022	$1,021.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Co Rd 3430 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Co Rd 3430 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20