124 Co Rd 118, Llano, TX 78643 Property Records

Llano County property record for 124 Co Rd 118, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,209 sqft · built 1996
Lot Size	5.04 acres (219,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,200 (Mar 2022)
Tax Bill	$4,587 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13000-003-0127-0`

Property Details

APN / Parcel Number

Primary APN	`13000-003-0127-0`
Alternative APN	`28449`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
1st Floor Area	2,209 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Material	Asbestos
Lot Area	219,630 sqft (5.04 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	710 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13000-003-0127-0
Street Address	124 COUNTY ROAD 118
City	LLANO
State	TX
Zip	78643-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIO VISTA UNIT 3 LT 127 5.042 AC
Legal Subdivision	RIO VISTA
Legal Tract	127
Legal Lot Number	127
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	2
Census Block	2092
Census Tract	970300

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 27, 2026	Deed of Trust, Mortgage · Line of Credit AMPLIFY CREDIT UNION
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS BANK NA
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Feb 15, 2019	Vendor's Lien, Transfer · Construction Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	20222711
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	01586/1663
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Recording Date	Sep 22, 2026
Property Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Document Number	0000005537
Instrument Date	Sep 21, 2026
Instrument	20265537
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818

Mortgage

Document Number	0000005537,
Date	Sep 22, 2026
Instrument	20265537

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Recording Date	May 27, 2026
Property Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Document Number	0000002942
Instrument Date	May 14, 2026
Instrument	20262942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818

Mortgage

Document Number	0000002942,
Date	May 27, 2026
Instrument	20262942

Lender

Name	AMPLIFY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	HUDSON TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002305750
Date	Oct 11, 2023
Instrument	23-05750

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	ABILENE, TX 79602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2038

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Mar 28, 2022
Property Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Document Number	0002202711
Map Reference	VOL 3 PG 8
Instrument Date	Mar 4, 2022
Instrument	22-02711
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	KEY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 W INDIAN BEND RD, 201, LLANO, TX 78643-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818

Mortgage

Document Number	0002202712
Date	Mar 28, 2022
Instrument	22-02712

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Feb 15, 2019
Property Address	124 COUNTY ROAD 118, LLANO, TX 78643-1818
Document Number	01586/1663
Book / Page	1586 / 1663
Map Reference	VOL 3 PG 8
Instrument Date	Feb 15, 2019
Instrument	19-00929
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	OATMAN LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 545, LLANO, TX 78643-0545

Mortgage

Document Number	0001900930
Date	Feb 15, 2019
Instrument	19-00930

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,587.00 (+403.51%)	$427,140 (+1%)	$529,370 (-) Land $135,920 Building $393,450
2025	$911.00 (-69.64%) Homeowner's exemption	$388,309 (-18.78%) Land $135,920 Building $393,450	$529,370 (+10.73%) Land $135,920 Building $393,450
2023	$3,001.00 Homeowner's exemption	$478,080 Land $135,920 Building $342,160	$478,080 Land $135,920 Building $342,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	55 (1991–2025)
Claims Outside the SFHA	16 of 55
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Verizon.

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