124 Co Rd 1079, Clanton, AL 35046 Property Records

Chilton County property record for 124 Co Rd 1079, Clanton, AL 35046

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,980 sqft · built 2020
Lot Size0.46 acres (20,104 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Nov 2019)
Tax Bill$1,111 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1802090000004024

Property Details

APN / Parcel Number

Primary APN1802090000004024
Alternative APNs
  • 32597
  • 87139

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,980 sqft Adjusted Area
1st Floor Area1,980 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,104 sqft (0.46 acres)
Lot Dimensions201 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number32597
Street Address124 COUNTY ROAD 1079
CityCLANTON
StateAL
Zip35046-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 OLE SMITH FARMS SL 110 PG 1
Legal Range15
Legal Township21
Legal Section09
Legal SubdivisionOLE SMITH FARMS
Legal Lot Number22
JurisdictionCHILTON AL
Township / Civil DivisionCLANTON
Census Block Group2
Census Block2025
Census Tract60200

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address124 COUNTY ROAD 1079, CLANTON, AL 35046-1100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GUARDIAN CU
Nov 7, 2019Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Deed Document Number2019225584
Deed Book / Page2019 / 225584
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address124 COUNTY ROAD 1079, CLANTON, AL 35046-1100
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR2023/254621
DateJul 31, 2023
Book PageR2023/254621
Instrument254621
Lender
NameGUARDIAN CU
TypeCredit Union
AddressMONTGOMERY, AL 36109
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2038

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHILTON AL
Recording DateNov 7, 2019
Property Address124 COUNTY ROAD 1079, CLANTON, AL 35046-1100
Document NumberR2019/225584
Book / PageR2019 / 225584
Map ReferenceSL 110 PG 1
Instrument DateNov 1, 2019
Instrument225584
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address124 COUNTY ROAD 1079, CLANTON, AL 35046-1100

Mortgage

Document Number0000225585
DateNov 7, 2019
Instrument225585
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChilton County
Unified School DistrictChilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,111.00 (+7.45%)$55,900 (-0.92%) Land $7,000 Building $48,900$279,500 (-0.92%) Land $35,000 Building $244,500
2024$1,034.00 (+3.61%) Additional exemption filed$56,420 (+3.45%) Land $7,000 Building $49,420
2023$998.00 (+18.25%)$54,540 (+135.9%) Land $7,000 Building $47,540$282,100 (+22.02%) Land $35,000 Building $247,100
2022$844.00$23,120 Land $4,030 Building $19,090$231,200 Land $40,300 Building $190,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Access
Fiber
2,000 / 2,000
AT&T
DSL
100 / 20

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