124 Clyde St, Spindale, NC 28160 Property Records

Rutherford County property record for 124 Clyde St, Spindale, NC 28160

Property Summary

Property Type	Townhouse
Details	10 bd · 4 ba · 3,300 sqft · built 1970
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$217,500 (Jul 2021)
Tax Bill	$2,018 (2022)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1204037`

Property Details

APN / Parcel Number

Primary APN	`1204037`
Alternative APN	`18386`

Interior

Bedrooms	10 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,300 sqft Gross Area
Gross Area	6,600 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Steel Panel
Lot Area	43,996 sqft (1.01 acres)
Deck Area	80 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	18386
Street Address	124 CLYDE ST
City	SPINDALE
State	NC
Zip	28160-2063
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R6
Legal Description	2 APTS LEDBETTER RD
Legal Subdivision	OLD COXE POOR HOUSE
Legal Block	1
Legal Lot Number	65
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3010
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3404 W ZION CHURCH RD, SHELBY, NC 28150-8600
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAROLINA TRUST BANK
Jul 22, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRENT R BUTLER
Jun 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 9, 2017	Warranty Deed, Transfer · Construction Mortgage BRENT R BUTLER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jun 26, 2017
Deed Document Number	0002049662
Deed Book / Page	2049 / 662
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	124 CLYDE ST, SPINDALE, NC 28160-2063
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020264963
Date	Oct 16, 2019
Book Page	2026/4963

Lender

Name	CAROLINA TRUST BANK
Type	Bank
Address	FOREST CITY, NC 28043

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 22, 2021
Property Address	124 CLYDE ST, SPINDALE, NC 28160-2063
Document Number	0020490662
Book / Page	2049 / 662
Map Reference	MB 325 PG 525
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 W MAIN ST, 1302, FOREST CITY, NC 28043-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 W ZION CHURCH RD, SHELBY, NC 28150-8600

Mortgage

Document Number	0002049665
Date	Jul 22, 2021
Instrument	2049/665

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	124 CLYDE ST, SPINDALE, NC 28160-2063
Document Number	0012600769
Book / Page	001260 / 000769
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1302 W MAIN ST FOREST CITY NC 280432526, FOREST CITY, NC 28043-2526

Mortgage

Document Number	0012600769
Date	Oct 26, 2017
Book Page	001260/000769
Instrument	3917

Lender

Name	BRENT R BUTLER
Address	584 MCSWAIN RD, FOREST CITY, NC 28043-5786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 25, 2019

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 26, 2017
Property Address	124 CLYDE ST, SPINDALE, NC 28160-2063
Document Number	0011530258
Book / Page	001153 / 000258
Instrument Date	Jun 9, 2017
Instrument	12294
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1302 W MAIN ST FOREST CITY NC 280432526, FOREST CITY, NC 28043-2526

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 9, 2017
Property Address	124 CLYDE ST, SPINDALE, NC 28160-2063
Document Number	0011500165
Book / Page	001150 / 000165
Instrument Date	May 9, 2017
Instrument	10644
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W MAIN ST FOREST CITY NC 280432526, FOREST CITY, NC 28043-2526

Mortgage

Document Number	12480343
Date	May 9, 2017
Book Page	001248/000343
Instrument	10645

Lender

Name	BRENT R BUTLER
Address	584 MCSWAIN RD, FOREST CITY, NC 28043-5786

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2018

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$141,000 Land $16,200 Building $124,800	$141,000 Land $16,200 Building $124,800
2022	$2,018.00
2021	$2,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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