124 Clark St, Yale, MI 48097 Property Records

St. Clair County property record for 124 Clark St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1975
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2025)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-153-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-153-0003-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	19,341 sqft (0.444 acres)
Lot Depth	100 ft Depth
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 CLARK ST
City	YALE
State	MI
Zip	48097-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 EXC W 25 FT. BUSCH SUBDIVISION
Legal Subdivision	BUSCH
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

124 Clark St is owned and occupied by two individuals who bought it in July 2025.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9320 BARTEL RD, COLUMBUS, MI 48063-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Jul 18, 2024 · Amount on File
Deed Document Number	202513035
Deed Book / Page	5830 / 909
Prior Transfer Date	Jun 6, 2015
Prior Transfer Doc	004638/619
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 14, 2025
Property Address	124 CLARK ST, YALE, MI 48097-3301
Document Number	0005830909
Book / Page	5830 / 909
Map Reference	LB 69 PG 1
Instrument Date	Jun 13, 2025
Instrument	2025013035
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1656 S RIVERSIDE DR, AU GRES, MI 48703-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9320 BARTEL RD, COLUMBUS, MI 48063-4206

Mortgage

Document Number	2025013036
Date	Jul 14, 2025
Instrument	2025013036

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	124 CLARK ST, YALE, MI 48097-3301
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CLARK ST, YALE, MI 48097-3301

Mortgage

Document Number	0005642627
Date	Aug 2, 2023
Book Page	5642/627
Instrument	2023013641

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	124 CLARK ST, YALE, MI 48097-3301
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CLARK ST, YALE, MI 48097-3301

Mortgage

Document Number	0005519973
Date	May 10, 2022
Book Page	5519/973
Instrument	2022011770

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 124 Clark St was $5,587 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,000 (+16.46%)	$276,000
2025	$5,587.00 Homeowner's exemption	$118,500
2024			$237,000
2023		$90,400
2022	$2,555.00		$180,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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