124 Cirrus Rd, Holbrook, NY 11741 Property Records

Suffolk County and Islip Town property record for 124 Cirrus Rd, Holbrook, NY 11741

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Jul 2015)
Tax Bill	$11,812 (2024)
Deeds & Mortgages	Nov 2021 Refinance Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`472889 197.-2-38`

Property Details

APN / Parcel Number

Primary APN	`472889 197.-2-38`
Alternative APNs	`0500-197.00-02.00-038.000` `288919700000020380000000` `472800413880` `774210`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Width	76 ft Width

Location & Zoning

Account Number	774210
Street Address	124 CIRRUS RD
City	HOLBROOK
State	NY
Zip	11741-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA278
Legal Description	X2263746Y204200 T034H00000000
Legal Block	7000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1005
Census Tract	146620

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 CIRRUS RD, HOLBROOK, NY 11741-4405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Undivided Interest

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Deed Book / Page	12825 / 769
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	124 CIRRUS RD, HOLBROOK, NY 11741-4405
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233480277
Date	Nov 19, 2021
Book Page	23348/277
Instrument	DM048192

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	124 CIRRUS RD, HOLBROOK, NY 11741-4405
Document Number	0228130040
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CIRRUS RD HOLBROOK NY 117414405, HOLBROOK, NY 11741-4405

Mortgage

Document Number	0228130040
Date	Apr 28, 2017
Book Page	022813/000040

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Sachem Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,900 (-) Land $10,000 Building $34,900	$632,394 (-) Land $140,845 Building $491,549
2024	$11,812.00		$632,394 (+2.54%) Land $140,845 Building $491,549
2023		$44,900 Land $10,000 Building $34,900	$616,759 Land $137,363 Building $479,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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