124 Chris Dr, Richmond, KY 40475 Property Records

Madison County property record for 124 Chris Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,450 sqft
Owner	Company Name on Record
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0011-0009-A`

Property Details

APN / Parcel Number

Primary APN	`R010-0011-0009-A`
Alternative APNs	`124898` `87826` `54471`

Interior

Stories	1 Story
Building Area	1,450 sqft Living Area

Exterior

Exterior Material	Stone
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	54471
Street Address	124 CHRIS DR
City	RICHMOND
State	KY
Zip	40475-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW LOT 66-70 BLK C
Legal Subdivision	CLEARVIEW
Legal Block	C
Legal Lot Number	66-70
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	80 CODELL DR STE 240, 240, LEXINGTON, KY 40509-1178
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK
Oct 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE NATIONAL BANK
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON INC
May 16, 2022	Deed, Transfer
Jun 23, 2017	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022
Deed Sale	May 16, 2022
Prior Sale	Jun 23, 2017
Deed Document Number	2014091966
Deed Book / Page	D823 / 258
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	124 CHRIS DR, RICHMOND, KY 40475-1811
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01845/767
Date	Feb 6, 2019
Book Page	M01845/767
Instrument	2013988056

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 23, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	124 CHRIS DR, RICHMOND, KY 40475-1811
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01771/691
Date	Oct 27, 2017
Book Page	M01771/691
Instrument	2013966932

Lender

Name	CITIZENS COMMERCE NATIONAL BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2022

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	124 CHRIS DR, RICHMOND, KY 40475-1811
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2039/126
Date	Apr 1, 2021
Book Page	M2039/126
Instrument	2014032672

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 16, 2022
Property Address	124 CHRIS DR, RICHMOND, KY 40475-1811
Document Number	00D823/258
Book / Page	D823 / 258
Map Reference	MB 2 PG 98
Instrument Date	Apr 19, 2022
Instrument	2014091966
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 CODELL DR STE 240, 240, LEXINGTON, KY 40509-1178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 CODELL DR STE 240, 240, LEXINGTON, KY 40509-1178

June 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Jun 23, 2017
Property Address	124 CHRIS DR, RICHMOND, KY 40475-1811
Document Number	D00746/460
Book / Page	D00746 / 460
Map Reference	MB2 PG98
Instrument Date	Sep 21, 2016
Instrument	2013960510
Transaction Type	Foreclosure
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (+27.43%) Additional exemption filed	$135,000 (+31.07%)	$135,000 (+31.07%)
2023	$999.00 (-0.3%)	$103,000 (-)	$103,000 (-)
2022	$1,002.00	$103,000	$103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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