Passaic County and Wayne Township property record for 124 Chopin Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 4,330 sqft · built 1994 |
| Lot Size | 1.05 acres (45,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 1996) |
| Tax Bill | $29,294 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04400-0000-00058 |
| Primary APN | 14-04400-0000-00058 |
|---|---|
| Alternative APN |
|
| Building Area | 4,330 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Lot Area | 45,869 sqft |
| Street Address | 124 CHOPIN DR |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-6286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | VIZCAYA ESTATES SEC 4A |
| Legal Block | 4400 |
| Legal Lot Number | 58 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 CHOPIN DR, WAYNE, NJ 07470-6286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Sep 19, 2017 | Deed of Trust, Mortgage · ARM CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 5, 1996 · Amount on Record |
| Deed Sale | Mar 5, 1996 · Amount on Record |
| Deed Book / Page | 143 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 124 CHOPIN DR, WAYNE, NJ 07470-6286 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024267 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | M17008/274 |
| Instrument | 2021024267 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 124 CHOPIN DR, WAYNE, NJ 07470-6286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045261 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017045261 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,400 (-) Land $140,300 Building $348,100 | $488,400 (-) Land $140,300 Building $348,100 | |
| 2025 | $29,294.00 (+0.87%) | $488,400 (-) Land $140,300 Building $348,100 | $488,400 (-) Land $140,300 Building $348,100 |
| 2024 | $29,040.00 (+5.16%) | ||
| 2023 | $488,400 Land $140,300 Building $348,100 | $488,400 Land $140,300 Building $348,100 | |
| 2022 | $27,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Dec 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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