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124 Chipola Rd, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 124 Chipola Rd, Cocoa Beach, FL 32931 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,025 sqft · built 2008
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$1,625,000 (Sep 2022)
Tax Bill$20,814 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-37-15-05-S3-13

Property Details

APN / Parcel Number

Primary APN25-37-15-05-S3-13
Alternative APNs
  • 25-37-15-05-000S3.0-0013.00
  • 2518737

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,025 sqft Living Area
Gross Area4,371 sqft
1st Floor Area2,534 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions117 ft deep x 75 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

Pool Area318 sqft
PorchFinished/Open Porch
Porch Area626 sqft
Deck Area318 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2518737
Street Address124 CHIPOLA RD
CityCOCOA BEACH
StateFL
Zip32931-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER ISLES ADDN 2 AMENDED LOT 13 S ISLE NO 3
Legal Range37E
Legal Township25S
Legal Section15
Legal SubdivisionRIVER ISLES ADDN 2 AMENDED
Legal BlockS3
Legal Lot Number13
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA BEACH-CAPE CANAVERAL
Census Block Group1
Census Block1003
Census Tract68102

Owner

Source: Brevard County records · APN 25-37-15-05-S3-13

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2751 CUMBERLAND LNDG, SAINT CHARLES, MO 63303-6100
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleApr 28, 2016 · Amount on Record
Deed Document Number2022218729
Deed Book / Page9605 / 1404
Prior Transfer DateMay 13, 2010
Prior Transfer Doc0061662644
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 06, 2022
Property Address124 CHIPOLA RD, COCOA BEACH, FL 32931-2604
Document Number0096051404
Book / Page9605 / 1404
Map ReferenceMB 14 PG 44
Instrument DateAug 31, 2022
Instrument2022218729
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanyA1A BEACHSIDE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 320039, COCOA BEACH, FL 32932-0039

Transferred To (Grantee/Buyer)

NameVerified Name
Address2751 CUMBERLAND LNDG, SAINT CHARLES, MO 63303-6100

Mortgage

Document Number0096051406
DateSep 06, 2022
Instrument9605/1406
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index1-Year CMT
Max Rate9.25%

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,239,060 (-4.95%)$1,239,060 (-4.95%)
2025$20,814.00 (-1.85%)$1,303,530 (+12.18%)$1,303,530 (+12.18%)
2024$21,207.00 (+11.18%)
2023$19,074.00 (+132.98%)$1,161,950 (+107.37%) Land $365,000 Building $796,950$1,161,950 (+37.1%) Land $365,000 Building $796,950
2022$8,187.00 Homeowner's exemption$560,340$847,530 Land $365,000 Building $482,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090681021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 258 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies328 units insured
70 under condo master policies
Nearby Flood Claims47 (1987–2024)
Claims Outside the SFHA37 of 47
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Irma, Oct 2017 · 8 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 414 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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