Somerset County and Bridgewater Township property record for 124 Chestnut St, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,169 sqft · built 1941 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,500 (Aug 2026) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00148-0000-00006 |
| Primary APN | 06-00148-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 124 CHESTNUT ST |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | ARDMAER FARMS SEC ONE-A |
| Legal Block | 148 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50701 |
Source: Somerset County and Bridgewater Township records · APN 06-00148-0000-00006
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 CHESTNUT ST, BRIDGEWATER, NJ 08807-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Prior Sale | Jun 12, 2001 · Amount on Record |
| Deed Document Number | 202621988 |
| Deed Book / Page | 7695 / 2837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 04, 2026 |
| Property Address | 124 CHESTNUT ST, BRIDGEWATER, NJ 08807-2747 |
| Document Number | 0000021988 |
| Book / Page | 7695 / 2837 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202621988 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,288.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 CHESTNUT ST, BRIDGEWATER, NJ 08807-2747 |
| Document Number | 0000021989, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 202621989 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 124 CHESTNUT ST, BRIDGEWATER, NJ 08807-2747 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044307 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 7477/3130 |
| Instrument | 2022044307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,700 (+13.27%) Land $188,800 Building $167,900 | $356,700 (+13.27%) Land $188,800 Building $167,900 | |
| 2025 | $6,204.00 (+3.95%) | $314,900 (+15.39%) Land $163,800 Building $151,100 | $314,900 (+15.39%) Land $163,800 Building $151,100 |
| 2024 | $5,968.00 (+15.68%) | ||
| 2023 | $272,900 Land $163,800 Building $109,100 | $272,900 Land $163,800 Building $109,100 | |
| 2022 | $5,159.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 57 (1979–2023) |
| Claims Outside the SFHA | 20 of 57 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 431 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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