124 Cheshire Cir, Lima, OH 45804 Property Records

Allen County property record for 124 Cheshire Cir, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1967
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Feb 2001)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3309-06-027.000`

Property Details

APN / Parcel Number

Primary APN	`37-3309-06-027.000`
Alternative APN	`H2737330906027000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,831 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	165 ft deep x 89.9 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	124 CHESHIRE CIR
City	LIMA
State	OH
Zip	45804-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB HILLS NO 5 LOT 25408 JOINT TEN FF 40.00
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	25408
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3010
Census Tract	11301

Owner

124 Cheshire Cir is owned and occupied by two individuals who acquired it in December 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 CHESHIRE CIR, LIMA, OH 45804-3316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Transfer on Death Deed, Transfer
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2001 · Amount on File
Deed Sale	Feb 22, 2001 · Amount on File
Prior Sale	Aug 2, 1999 · Amount on File
Last Transfer Date	Dec 20, 2021
Transfer Doc	12210017649
Record Updated	Oct 29, 2026

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 21, 2021
Property Address	124 CHESHIRE CIR, LIMA, OH 45804-3316
Document Number	12210017649
Book / Page	2021 / 17649
Instrument Date	Dec 20, 2021
Instrument	202112210017649
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	124 CHESHIRE CIR, LIMA, OH 45804-3316

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	124 CHESHIRE CIR, LIMA, OH 45804-3316
Document Number	0000007581
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CHESHIRE CIR LIMA OH 458043316, LIMA, OH 45804-3316

Mortgage

Document Number	0000007581
Date	Jul 10, 2020
Instrument	7581

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 124 Cheshire Cir was $2,754, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (-0.65%)	$63,280 (-) Land $12,180 Building $51,100	$180,800 (-) Land $34,800 Building $146,000
2024	$2,772.00 (+14.5%) Homeowner's exemption	$63,280 (+17.99%) Land $12,180 Building $51,100	$180,800 Land $34,800 Building $146,000
2023	$2,421.00 (-1.14%) Homeowner's exemption	$53,630 (-) Land $10,330 Building $43,300
2022	$2,449.00 Homeowner's exemption	$53,630 Land $10,330 Building $43,300
2021			$153,200 Land $29,500 Building $123,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Cheshire Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Cheshire Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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