124 Cherwell Ct, Williamsburg, VA 23188 Property Records

York County property record for 124 Cherwell Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,806 sqft · built 1990
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C21D-4821-0063`

Property Details

APN / Parcel Number

Primary APN	`C21D-4821-0063`
Alternative APNs	`10000544` `579`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10000544
Street Address	124 CHERWELL CT
City	WILLIAMSBURG
State	VA
Zip	23188-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	BANBURY CROSS SEC 3 LOT 23
Legal Subdivision	BANBURY CROSS
Legal Lot Number	23
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	51000

Owner

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 CHERWELL CT, WILLIAMSBURG, VA 23188-1863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LNDG INC
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	124 CHERWELL CT, WILLIAMSBURG, VA 23188-1863
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022228
Date	Nov 4, 2021
Instrument	210022228

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	124 CHERWELL CT, WILLIAMSBURG, VA 23188-1863
Document Number	0000003987
Instrument Date	Feb 16, 2021
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CHERWELL CT WILLIAMSBURG VA 231881863, WILLIAMSBURG, VA 23188-1863

Mortgage

Document Number	0000003987
Date	Mar 1, 2021
Instrument	3987

Lender

Name	TITAN MUTUAL LNDG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	124 CHERWELL CT, WILLIAMSBURG, VA 23188-1863
Document Number	0000011424
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011424
Date	Jun 27, 2017
Instrument	11424

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,400 (+26.99%) Land $117,400 Building $467,000
2025	$4,558.00 (+28.65%)		$584,400 (+26.99%) Land $117,400 Building $467,000
2023	$3,543.00	$460,200 Land $117,400 Building $342,800	$460,200 Land $117,400 Building $342,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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