Franklin County property record for 124 Cherry Ln, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,038 sqft · built 1948 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 2006) |
| Tax Bill | $567 (2022) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026075D G 02200 |
| Primary APN | 026075D G 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 CHERRY LN |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W04 |
| Legal Subdivision | SIPES I |
| Legal Lot Number | 17 18 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960500 |
124 Cherry Ln is owned and occupied by two individuals who bought it in January 2006.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 CHERRY LN, WINCHESTER, TN 37398-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2006 · Amount on File |
| Deed Sale | Jan 17, 2006 · Amount on File |
| Prior Sale | Oct 8, 2003 · Amount on File |
| Deed Document Number | 000D340373 |
| Deed Book / Page | D340 / 373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 124 CHERRY LN, WINCHESTER, TN 37398-2241 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0023005553 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | T1499/601 |
| Instrument | 23005553 |
| Name | FIRST VISION BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,475 Land $6,400 Building $16,075 | ||
| 2023 | $22,475 Land $6,400 Building $16,075 | ||
| 2022 | $567.00 | $89,900 Land $25,600 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Cherry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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