124 Charles St, Saluda, NC 28773 Property Records

Polk County property record for 124 Charles St, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Nov 2021)
Tax Bill	$4,333 (2026)
Deeds & Mortgages	Nov 2021 Sale Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`S9-I5`

Property Details

APN / Parcel Number

Primary APN	`S9-I5`
Alternative APN	`10696`

Exterior

Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Account Number	10696
Street Address	124 CHARLES ST
City	SALUDA
State	NC
Zip	28773-6790
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	M
Legal Description	LOTS 13,14,15,16,17, 0S64 SALUDA RES AREA 64
Legal Subdivision	SALUDA RES AREA 64
Legal Lot Number	13-17
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2042
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 DEER RUN LN, HILTON HEAD ISLAND, SC 29928-4120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer
Mar 21, 2017	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Mar 21, 2017
Deed Book / Page	464 / 1855
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 5, 2021
Property Address	124 CHARLES ST, SALUDA, NC 28773-6790
Document Number	00464/1855
Book / Page	464 / 1855
Map Reference	MB F PG 1222
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 337, SALUDA, NC 28773-0337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 DEER RUN LN, HILTON HEAD, SC 29928-4120

March 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	POLK NC
Recording Date	Mar 21, 2017
Property Address	124 CHARLES ST, SALUDA, NC 28773-6790
Document Number	00425/1376
Book / Page	425 / 1376
Instrument Date	Mar 14, 2017
Instrument	004641250002
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 CENTREPARK DR, ASHEVILLE, NC 28805-1276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1155, SALUDA, NC 28773-1155

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,333.00 (+7.01%)	$405,855 (-) Land $72,000 Building $333,855	$405,855 (-) Land $72,000 Building $333,855
2025	$4,049.00 (+498.08%)	$405,855 (+651.58%) Land $72,000 Building $333,855	$405,855 (+651.58%) Land $72,000 Building $333,855
2023	$677.00	$54,000 Land $54,000
2021			$54,000 Land $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

May also be available: Pangaea Internet, Verizon.

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