124 Chad St, Ardmore, OK 73401 Property Records

Carter County property record for 124 Chad St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2025)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16984`

Property Details

APN / Parcel Number

Primary APN	`16984`
Alternative APN	`5130-00-001-003-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16984
Street Address	124 CHAD ST
City	ARDMORE
State	OK
Zip	73401-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLETCHER AMENDED, BLK 1 LOT 3 (86X140)
Legal Range	02E
Legal Township	03S
Legal Section	07
Legal Subdivision	PLETCHER ADDN AMENDED
Legal Block	1
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE NORTH
Census Block Group	3
Census Block	3045
Census Tract	892100

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 CHAD ST, ARDMORE, OK 73401-5042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage JAMES THOMPSON ETAL
Apr 16, 2025	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Jan 2, 2024	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OK INC
Sep 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	20254023
Deed Book / Page	7686 / 48
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	124 CHAD ST, ARDMORE, OK 73401-5042
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73401 AND ALLE SCHMID, ARDMORE, OK 73401
Investor	Possibly a Property Investor

Mortgage

Document Number	007493/282
Date	Feb 23, 2024
Book Page	7493/282
Instrument	I-2024-001554

Lender

Name	JAMES THOMPSON ETAL
Type	Private Party
Address	1816 MYALL ST, ARDMORE, OK 73401

Agreement

Amount	Amount Recorded

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 16, 2025
Property Address	124 CHAD ST, ARDMORE, OK 73401-5042
Document Number	0007686/48
Book / Page	7686 / 48
Instrument Date	Apr 15, 2025
Instrument	I-2025-004023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CHAD ST, ARDMORE, OK 73401-5042

Mortgage

Document Number	I2025004024
Date	Apr 16, 2025
Instrument	I-2025-004024

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 2, 2024
Property Address	124 CHAD ST, ARDMORE, OK 73401-5042
Document Number	0007473/98
Book / Page	7473 / 98
Instrument Date	Dec 28, 2023
Instrument	I-2024-000009
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 PAUL ST, ARDMORE, OK 73401-8684
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 23, 2019
Property Address	124 CHAD ST, ARDMORE, OK 73401-5042
Document Number	006777/317
Book / Page	6777 / 317
Instrument Date	Sep 17, 2019
Instrument	2019-010843
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 184, SPRINGER, OK 73458-0184

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Springer Town
Unified School District	Springer Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,200 (+20.79%) Land $1,800 Building $20,400	$185,000 (+12.36%) Land $15,000 Building $170,000
2025	$1,516.00 (+0.73%)	$18,379 (+5%) Land $473 Building $17,906	$164,650 (+12.88%) Land $15,000 Building $149,650
2024	$1,505.00 (+25%)	$17,504 (+24.98%) Land $450 Building $17,054	$145,865 (+10.37%) Land $3,750 Building $142,115
2023	$1,204.00	$14,006 Land $450 Building $13,556	$132,156 Land $3,750 Building $128,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Chickasaw Telephone Company DSL	10 / 1

May also be available: T-Mobile.

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