124 Cedar Rd, Warsaw, VA 22572 Property Records

Richmond County property record for 124 Cedar Rd, Warsaw, VA 22572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2000
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,714 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-51B`

Property Details

APN / Parcel Number

Primary APN	`25-51B`
Alternative APNs	`14481` `2415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	24 sqft
Balcony	Balcony
Balcony Area	48 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	2415
Street Address	124 CEDAR RD
City	WARSAW
State	VA
Zip	22572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL, LIMITED
Legal Description	124 CEDAR ROAD
Jurisdiction	RICHMOND VA
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	40200

Owner

Source: Richmond County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 212, HAYNESVILLE, VA 22472-0212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GOODLEAP LLC
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2001
Deed Sale	Mar 19, 2001
Deed Document Number	0000194441
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Recording Date	May 28, 2026
Property Address	124 CEDAR RD, WARSAW, VA 22572
Document Number	0000000417
Instrument Date	May 22, 2026
Instrument	2026417
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000417,
Date	May 28, 2026
Instrument	2026417

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	124 CEDAR RD, WARSAW, VA 22572
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000446
Date	Jun 6, 2022
Instrument	2022000446

Lender

Name	GOODLEAP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.99%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	124 CEDAR RD, WARSAW, VA 22572
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000726
Date	Aug 4, 2021
Instrument	2021000726

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+34.22%)	$285,792 (+56.58%) Land $23,312 Building $262,480	$285,792 (+56.58%) Land $23,312 Building $262,480
2023	$1,277.00	$182,519 Land $22,433 Building $160,086	$182,519 Land $22,433 Building $160,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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