Madison County property record for 124 Cedar Dr, Berea, KY 40403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.83 acres (80,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jul 2025) |
| Tax Bill | $2,046 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097-0001-0028 |
| Primary APN | 0097-0001-0028 |
|---|---|
| Alternative APNs |
|
| Lot Area | 80,069 sqft (1.83 acres) |
|---|
| Account Number | 68700 |
|---|---|
| Street Address | 124 CEDAR DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR POINTE LOT 27 & 28 SEC 1 |
| Legal Subdivision | CEDAR POINTE |
| Legal Lot Number | 27,28 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11103 |
Source: Madison County records · APN 0097-0001-0028
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 02, 2025 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Aug 23, 2011 | Special Warranty Deed, Transfer · Conventional Mortgage MADISON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2025 · Amount on Record |
| Deed Sale | Jul 02, 2025 · Amount on Record |
| Prior Sale | Nov 15, 2011 · Amount on Record |
| Deed Document Number | 202514270645 |
| Deed Book / Page | 869 / 649 |
| Prior Transfer Date | Nov 11, 2011 |
| Prior Transfer Doc | 00D673/073 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2193/20 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | M2193/20 |
| Instrument | 2014113693 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 02, 2025 |
| Property Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 00D869/649 |
| Book / Page | D869 / 649 |
| Map Reference | MB 9 PG 346 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2014270645 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 972, SOUTHFIELD, MI 48037-0972 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 2014270646 |
|---|---|
| Date | Jul 02, 2025 |
| Instrument | 2014270646 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 23, 2011 |
| Property Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 00D670/381 |
| Book / Page | D670 / 381 |
| Map Reference | MB9 PG346 |
| Instrument Date | Aug 01, 2011 |
| Instrument | 464564 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 |
| Name | Verified Name |
|---|---|
| Address | 124 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 0M1407/778 |
|---|---|
| Date | Aug 23, 2011 |
| Book Page | M1407/778 |
| Instrument | 464565 |
| Name | MADISON BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2041 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,046.00 (+29.41%) | $217,000 (+33.13%) | $217,000 (+33.13%) |
| 2023 | $1,581.00 | $163,000 | $163,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 43% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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