124 Cedar Bend Dr, Helena, AL 35080 Property Records

Shelby County property record for 124 Cedar Bend Dr, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1995
Lot Size	0.181 acres (7,901 sqft)
Owner	Individual Name on File
Last Sale	$139,500 (Nov 2010)
Tax Bill	$1,031 (2026)
Deeds & Mortgages	Jul 2019 Loan Modification May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`138272001001005`

Property Details

APN / Parcel Number

Primary APN	`138272001001005`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Heated Area
1st Floor Area	1,420 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Masonite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,901 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 65.8 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 CEDAR BEND DR
City	HELENA
State	AL
Zip	35080-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 27 20S 03W NBRHD: 06 LAUREL WOODS R-2
Legal Range	03W
Legal Township	20S
Legal Section	27
Legal Subdivision	CEDAR BEND PHASE 1
Legal Block	1
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1013
Census Tract	30317

Owner

124 Cedar Bend Dr is owned and occupied by an individual who bought it in November 2010.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 CEDAR BEND DR, HELENA, AL 35080-3326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
May 2, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2010 · Amount on File
Deed Sale	Nov 3, 2010 · Amount on File
Prior Sale	Oct 12, 2006 · Amount on File
Deed Document Number	2010369150
Record Updated	Oct 29, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	124 CEDAR BEND DR, HELENA, AL 35080-3326
Document Number	0000284340
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CEDAR BEND DR HELENA AL 350803326, HELENA, AL 35080-3326

Mortgage

Document Number	0000284340
Date	Aug 7, 2019
Instrument	284340

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	124 CEDAR BEND DR, HELENA, AL 35080-3326
Document Number	0000265270
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CEDAR BEND DR HELENA AL 350803326, HELENA, AL 35080-3326

Mortgage

Document Number	0000265270
Date	Jul 24, 2017
Instrument	265270

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 124 Cedar Bend Dr was $1,031 with a homeowner's exemption, down 1.2% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,031.00 (-1.25%) Homeowner's exemption
2025	$1,044.00	$21,320	$213,200 Land $65,000 Building $148,200
2023	$972.00	$20,680	$206,800 Land $65,000 Building $141,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Cedar Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Cedar Bend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HELENA, THE UB OF THE serves 21,300 people · EPA ID AL0001157
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless.

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