124 Cardinal Dr, Embden (North Anson), ME 04958 Property Records

Somerset County and Embden Town property record for 124 Cardinal Dr, Embden, ME 04958

Property Summary

Property Type	Single Family Home
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2022 Refinance + 2 more
APN	`EMBD M:035 B:036`

Property Details

APN / Parcel Number

Primary APN	`EMBD M:035 B:036`
Alternative APN	`321`

Exterior

Lot Area	192,100 sqft (4.41 acres)

Location & Zoning

Account Number	321
Street Address	124 CARDINAL DR
City	EMBDEN
State	ME
Zip	04958-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	36
Jurisdiction	EMBDEN ME
Township / Civil Division	ANSON
Census Block Group	1
Census Block	1050
Census Tract	966400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 Cardinal Dr is owned and occupied by two individuals.

Source: Somerset County and Embden Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 CARDINAL DR, EMBDEN, ME 04958-3667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · ARM CAMDEN NATIONAL BANK
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Sep 20, 2019	Deed of Trust, Mortgage FRANKLIN SVGS BK
Sep 25, 2019	Grant Deed, Transfer FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Property Address	124 CARDINAL DR, EMBDEN, ME 04958-3667
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057290261
Date	Jun 29, 2021
Book Page	5729/261
Instrument	7815

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2026
Index	1-Year CMT

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Property Address	124 CARDINAL DR, EMBDEN, ME 04958-3667
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058890253
Date	Jun 24, 2022
Book Page	5889/253
Instrument	7097

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMBDEN ME
Property Address	124 CARDINAL DR, EMBDEN, ME 04958-3667
Document Number	0054670108
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CARDINAL DR EMBDEN ME 04958, EMBDEN, ME 04958

Mortgage

Document Number	0054670108
Date	Sep 25, 2019
Book Page	005467/000108
Instrument	12386

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FARMINGTON, ME 04938

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2039

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EMBDEN ME
Recording Date	Sep 25, 2019
Property Address	124 CARDINAL DR, EMBDEN, ME 04958-3667
Document Number	0054670105
Book / Page	005467 / 000105
Instrument Date	Sep 16, 2019
Instrument	12385
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6841 N KENANNA PL TUCSON AZ 857043016, TUCSON, AZ 85704-3016

Mortgage

Document Number	54670108
Date	Sep 25, 2019
Book Page	005467/000108
Instrument	12386

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FARMINGTON, ME 04938

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2039

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 124 Cardinal Dr was $1,913, up 5.7% from the year before.

Source: Somerset County and Embden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Embden Town
Unified School District	School Administrative District 74 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,913.00 (+5.69%)	$205,700 (-) Land $124,000 Building $81,700
2024	$1,810.00 (-3.21%)	$205,700 (+28.8%) Land $124,000 Building $81,700
2023	$1,870.00	$159,700 Land $91,200 Building $68,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 124 Cardinal Dr; there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 5 claims Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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