Waterbury City property record for 124 Capitol Ave, Waterbury, CT 06705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,924 sqft · built 1928 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Oct 1996) |
| Tax Bill | $5,491 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 28204250062 |
| Primary APN | 28204250062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Basement Area | 962 sqft |
| Unfinished Basement | 481 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 28204250062 |
|---|---|
| Street Address | 124 CAPITOL AVE |
| City | WATERBURY |
| State | CT |
| Zip | 06705-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Block | 425 |
| Legal Lot Number | 62 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 352600 |
124 Capitol Ave is owned and occupied by an individual who bought it in October 1996.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 CAPITOL AVE, WATERBURY, CT 06705-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1996 · Amount on File |
| Deed Sale | Oct 28, 1996 · Amount on File |
| Deed Book / Page | 3402 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 124 CAPITOL AVE, WATERBURY, CT 06705-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009193-61 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 9193/61 |
| Instrument | 2026-00632 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 124 CAPITOL AVE, WATERBURY, CT 06705-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008881-42 |
|---|---|
| Date | May 24, 2024 |
| Book Page | 8881/42 |
| Instrument | 2024-06460 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
The 2026 property tax bill for 124 Capitol Ave was $5,491, down 3.6% from the year before.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,491.00 (-3.65%) | $126,700 (-) Land $19,180 Building $107,520 | $326,026 (+267.6%) |
| 2025 | $5,699.00 | $126,700 Land $19,180 Building $107,520 | $88,690 Land $13,426 Building $75,264 |
| 2024 | $5,699.00 (-17%) | ||
| 2023 | $6,866.00 | $126,700 Land $19,180 Building $107,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Capitol Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 124 Capitol Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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