St. Johns County property record for 124 Camden Cay Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,225 sqft · built 2007 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $487,400 (Oct 2025) |
| Tax Bill | $3,880 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 182324-0130 |
| Primary APN | 182324-0130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 3,677 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 257 sqft |
| Patio Area | 610 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 CAMDEN CAY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 56/83-90 GRAND CAY LOT 13 OR6245/957 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 19 |
| Legal Subdivision | GRAND CAY |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 182324-0130
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 27, 2025 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 202587277 |
| Deed Book / Page | 6245 / 957 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 27, 2025 |
| Property Address | 124 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1814 |
| Document Number | 0062450957 |
| Book / Page | 6245 / 957 |
| Map Reference | MB 56 PG 83-90 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025087277 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,411.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1114 2ND AVE N, STEINHATCHEE, FL 32359-2649 |
| Name | Verified Name |
|---|---|
| Address | 124 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1814 |
| Document Number | 0006245959 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 6245/959 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2020 |
| Property Address | 124 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1814 |
| Document Number | 0049411964 |
| Book / Page | 004941 / 001964 |
| Instrument Date | May 08, 2020 |
| Instrument | 36861 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 CAMDEN CAY DR ST AUGUSTINE FL 320861814, ST AUGUSTINE, FL 32086-1814 |
| Document Number | 49411966 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 004941/001966 |
| Instrument | 36862 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,019 (+41.04%) Land $84,000 Building $342,019 | $426,019 (-1.38%) Land $84,000 Building $342,019 | |
| 2025 | $3,880.00 (+12.79%) Homeowner's exemption | $302,055 (+2.9%) | $431,974 (-0.07%) Land $84,000 Building $347,974 |
| 2024 | $3,440.00 (+2.02%) Homeowner's exemption | $293,542 (+3%) | $432,288 (-0.94%) Land $67,200 Building $365,088 |
| 2023 | $3,372.00 (+2.99%) Homeowner's exemption | $284,992 (+3%) | $436,390 (+12.36%) Land $67,200 Building $369,190 |
| 2022 | $3,274.00 Homeowner's exemption | $276,691 | $388,389 Land $67,200 Building $321,189 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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