124 Buckingham Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 124 Buckingham Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,534 sqft · built 1924
Lot Size	0.228 acres (9,918 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jul 2014)
Tax Bill	$26,159 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03701-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-03701-0000-00003`
Alternative APN	`130370100003`

Interior

Stories	2 Stories
Building Area	2,534 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	9,918 sqft (0.228 acres)
Lot Dimensions	171 ft deep x 58 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370100003
Street Address	124 BUCKINGHAM RD
City	MONTCLAIR
State	NJ
Zip	07043-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	58X171 IRR
Legal Block	3701
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3005
Census Tract	16200

Owner

124 Buckingham Rd is owned and occupied by two individuals who bought it in July 2014.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2014 · Amount on File
Deed Sale	Jul 8, 2014 · Amount on File
Prior Sale	Jun 12, 2013 · Amount on File
Deed Book / Page	12503 / 5050
Prior Transfer Date	May 10, 2013
Prior Transfer Doc	0124392744
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	124 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2307
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094598
Date	Oct 24, 2022
Instrument	2022094598

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	124 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2307
Document Number	0000055316
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 BUCKINGHAM RD MONTCLAIR NJ 070432307, MONTCLAIR, NJ 07043-2307

Mortgage

Document Number	0000055316
Date	Jun 12, 2020
Instrument	55316

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 Buckingham Rd was $26,159, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,300 (+4.48%) Land $399,700 Building $377,600	$777,300 (+4.48%) Land $399,700 Building $377,600
2025	$26,159.00 (+3.32%)	$744,000 Land $399,700 Building $344,300	$744,000 Land $399,700 Building $344,300
2024	$25,318.00
2023		$744,000 Land $399,700 Building $344,300	$744,000 Land $399,700 Building $344,300
2022	$24,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Buckingham Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Buckingham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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