124 Bower St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 124 Bower St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 728 sqft · built 1955
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$545,400 (Nov 2025)
Tax Bill	$5,954 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MALD M:017 B:013 L:304`

Property Details

APN / Parcel Number

Primary APN	`MALD M:017 B:013 L:304`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,700 sqft (0.108 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	124 BOWER ST
City	MALDEN
State	MA
Zip	02148-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	13
Legal Lot Number	304
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	3
Census Block	3004
Census Tract	341102

Owner

124 Bower St is owned and occupied by an individual who bought it in November 2025.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 BOWER ST, MALDEN, MA 02148-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Fiduciary Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Aug 30, 1991 · Amount on File
Deed Document Number	20251988745
Record Updated	Oct 29, 2026

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MALDEN MA
Recording Date	Nov 12, 2025
Property Address	124 BOWER ST, MALDEN, MA 02148-2334
Document Number	202501988745
Instrument Date	Nov 10, 2025
Instrument	202501988745
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BOWER ST, MALDEN, MA 02148-2334

Mortgage

Document Number	0001988746
Date	Nov 12, 2025
Instrument	1988746

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	124 BOWER ST, MALDEN, MA 02148-2334
Document Number	0001844455
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BOWER ST MALDEN MA 021482334, MALDEN, MA 02148-2334

Mortgage

Document Number	0001844455
Date	Jun 15, 2020
Instrument	1844455

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 124 Bower St was $5,954, up 7.8% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,954.00 (+7.82%)	$522,300 (+7.07%) Land $301,400 Building $220,900	$499,035 (-8.72%)
2025	$5,522.00 (+5.34%)	$487,800 (+8.79%) Land $276,900 Building $210,900	$546,725
2024	$5,242.00 (+4.63%)	$448,400 (+9.1%) Land $260,600 Building $187,800
2023	$5,010.00	$411,000 Land $236,200 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Bower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Bower St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER DEPT. (MWRA) serves 61,700 people · EPA ID MA3176000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Bower St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures